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UMB Simply Rewards Approved

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issac2x
Frequent Contributor

UMB Simply Rewards Approved

Was in the market for a new grocery card and instead of going the Amex BCP/BCE route I decided to try for the UMB simply rewards. I know they are a conservative bank and all but being a new year I just went for it. Approved with a $2500 trade line. Wish it was a bit higher but meh I'll take what I can get. Now I applied for the affinity version via First bank of Staunton because I was worried I wasn't in the UMB banking footprint but same difference. Don't have the physical card yet but tradeline posted to Equifax today.

 

Applied New Years Day 1/1

Pulled Transunion which was 4/24 at the time

TU8 was 761 at the time


Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: UMB Simply Rewards Approved

Congrats on your new UMB Simply Rewards card! 

Message 2 of 21
19eighty5
Senior Contributor

Re: UMB Simply Rewards Approved

Congratulations on your new card!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 21
AverageJoesCredit
Legendary Contributor

Re: UMB Simply Rewards Approved

UMB?
Message 4 of 21
issac2x
Frequent Contributor

Re: UMB Simply Rewards Approved

Message 5 of 21
Anonymous
Not applicable

Re: UMB Simply Rewards Approved


@issac2x wrote:

Was in the market for a new grocery card and instead of going the Amex BCP/BCE route I decided to try for the UMB simply rewards. I know they are a conservative bank and all but being a new year I just went for it. Approved with a $2500 trade line. Wish it was a bit higher but meh I'll take what I can get. Now I applied for the affinity version via First bank of Staunton because I was worried I wasn't in the UMB banking footprint but same difference. Don't have the physical card yet but tradeline posted to Equifax today.

 

Applied New Years Day 1/1

Pulled Transunion which was 4/24 at the time

TU8 was 761 at the time


Did you get the two week message?

Message 6 of 21
issac2x
Frequent Contributor

Re: UMB Simply Rewards Approved


@Anonymous wrote:


Did you get the two week message?

Yep. The application said it'd take at least two weeks to process.


Message 7 of 21
Anonymous
Not applicable

Re: UMB Simply Rewards Approved


@issac2x wrote:

@Anonymous wrote:


Did you get the two week message?

Yep. The application said it'd take at least two weeks to process.


Cool, funny that I applied for it yesterday, got the same message.

 

As Jim Carrey said, so you're saying there's a chance. Smiley Happy

Message 8 of 21
issac2x
Frequent Contributor

Re: UMB Simply Rewards Approved


@Anonymous wrote:


Cool, funny that I applied for it yesterday, got the same message.

 

As Jim Carrey said, so you're saying there's a chance. Smiley Happy


Did you try for an affinity version like me or apply directly? From the DPs I gathered if you're approved the card will arrive within a week or like me you'll notice the TL. In any case good luck Smiley Wink

 


Message 9 of 21
Anonymous
Not applicable

Re: UMB Simply Rewards Approved


@issac2x wrote:

@Anonymous wrote:


Cool, funny that I applied for it yesterday, got the same message.

 

As Jim Carrey said, so you're saying there's a chance. Smiley Happy


Did you try for an affinity version like me or apply directly? From the DPs I gathered if you're approved the card will arrive within a week or like me you'll notice the TL. In any case good luck Smiley Wink

 


Directly, I will report back.

Message 10 of 21
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