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SO I kept thinking that I should have applied for a CLOC, I don't plan to use it, but I like the security. I asked fort he full $15,000 and I got approved instantly!!!! I LOVE NFCU and I will be changing everything over from BOA to them.
I'll start by saying I have three credit cards.
Quicksilver One - 2 years and my limit just got increased to $600
Capital One GM - $500
Kohls - $300
I finally felt ready to apply for the cash rewards, plus they have the $200 cash back after $2000 spent and after what seemed to be hours and almost a panick attact this is what I got!! I am so excited, not to go on a spending spree but to boost my overall line of credit.
Then I had been meaning to apply for the Capital One Platinum for the purpose of PCing to a regular Quicksilver then in 6 months combining that and my Quicksilver One into one card. So I applied, Capital One showed their usual LOVE for me by giving me the smallest anything possible, $500.. I am gonna try got a CLI. LOL. I'm off to the garden to build what I have and get ready for an auto loan.
Very nice - congratulations!!
Congrats









Congrats!!![]()
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










So, i went for the CLOC and got approved. I know what my FICO score is telling me I have, a 645, but I wonder what score they used.
Congrats! Good job!
do you mind sharing what your scores were at the time?