So about a week ago, I burned a hard pull 'cause I was increasingly frustrated with the $2K Alt Go limit that the US Bank extended 5 months ago.
All three bureaus were unlocked for a reason that didn't pan out. Happily, USox pulled TU -- for the initial app, they had pulled EQ.
Upon applying for the CLI (via the Android app), I got an "It's off to the underwriters. We'll let you know".
Uh-huh.
Still no word from USox, but when I logged in today, where it previously read:
Available credit $1,719.02
it now reads:
Available credit $19,719.02
Hard pull well spent.
Congrats on that big bump!
Hmmmm now do I want to unfreeze my TransUnion and hope I get something similar?? I'm at $5k right now that I started with two years ago and each time I request online I get a blocked pull attempt for TU. Plenty of data points out there say they don't get a hard pull but maybe that's after the first CLI?
Hmmmm now do I want to unfreeze my TransUnion and hope I get something similar?? I'm at $5k right now that I started with two years ago and each time I request online I get a blocked pull attempt for TU. Plenty of data points out there say they don't get a hard pull but maybe that's after the first CLI?
as of 1/1/23
@expatCanuck wrote:@M_Smart007 - u kan mathz!
@expatCanuck, I learned AmEx maths at a young age, A+'s ....was top tier #3 in 5th grade.
They gave me a free ticket to skip 3rd grade ...and put me straight into 5th grade.
I am still stuck there till this day
FYI - I can'ts do spelling for beans. HA!
FFF's in all other classes. (well except wood shop / C+) The teacher felt sorry for Me
@ccquest wrote:
Congrats on that big bump!
Hmmmm now do I want to unfreeze my TransUnion and hope I get something similar?? I'm at $5k right now that I started with two years ago and each time I request online I get a blocked pull attempt for TU. Plenty of data points out there say they don't get a hard pull but maybe that's after the first CLI?
@ccquest, it is a YMMV with US Bank.
I have a few SP CLI's with them ... and about 20 blocked Inquiries on TU
@M_Smart007 wrote:@ccquest, it is a YMMV with US Bank.
I have a few SP CLI's with them ... and about 20 blocked Inquiries on TU
I went ahead and unfroze...to get a $1k bump from $5k to $6k -.-
Feelz -- I took an EX INQ to increase my TD CL, and got a whopping $2K for my efforts - just over half a percent of my cumulative CL.
In contrast, this CLI provided a little over 5% of my cumulative CL.