US Bank Altitude Reserve approval

Ghj678 · ‎10-19-2023

Approved for the altitude Reserve with a SL of 18,000

Applied in branch on monday and approved within a few hours after a manual review. Received the card on wednesday

First premium travel card since starting credit journey 7yr ago at 19yo so that's cool i guess

DP's:

Newest acct opened 10/2022

Income 90K

Trans Fico 8 - 741

Overall Util 16%

Average age of accts 3yr 2mo

Oldest acct 7yr 4mo

Accts at time of approval w/util & limit:

Amex delta skymiles blue 0/5000

Cap one quicksilver 0/3000

Citi custom cash 0/8700

Citi costco 0/8000

Discover 0/5000

Apple Card 0/12000

Id Central cu 0/7500

Penfed pcr 11160/17500

Penfed chk loc 0/500

Verizon visa 0/5000

Us bank alt go 0/4000

Us bank cash + 0/2000

Us bank shopper cash rewards 4143/5000

Us bank loc 0/13000

JoeRockhead · ‎10-19-2023

Nice SL, congratulations on your USB approval!

BigBS · ‎10-19-2023

Congrats on the approval!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

PullingMeSoftly · ‎10-19-2023

Very nice, congrats! Your year of gardening + USB relationship appear to be key ingredients.

Chase Sapphire Preferred Visa Sig │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

US Bank Altitude Reserve Visa Infinite │ $20,000 │ 3x mobile wallet

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $29,000 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $31,800 │ 5% selectable rotator

Citi Custom Cash MC │ $20,000 │ 5% selectable rotator

Bank of America Customized Cash Rewards Visa Sig │ $30,000

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Signature Rewards Visa │ $25,000

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

user979797 · ‎10-19-2023

Very cool and congrats to you on your nice SL and approval

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firefox100 · ‎10-19-2023

Congratulations on your US bank approval, nice starting cl it can grow. I have 2 cards with US bank total cl of 50K nice bank to work with. Also welcome to fico boards, have fun and enjoy it.

cashorcharge · ‎10-19-2023

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

M_Smart007 · ‎10-19-2023

Congratulations on your Approval 🎉

NoMoreDebt · ‎10-19-2023

Congrats on your Approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

CreditAggie · ‎10-19-2023

Congratulations on your Altitude Reserve approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (June 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs: