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US Bank Cash+ Approval

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Ficoproblems247
Valued Contributor

US Bank Cash+ Approval

Instant approval for $6,000 with an APR of 16.99%. They pulled TU, last I knew my F9 scores were around the 770ish range. New accounts are 0/6,0/12, 6/24. 3 inq on TU, util is $92/$73,000. I'm VERY excited for this one, as it is the real reason for spending a full year in the garden. My strategy for USB will be to wait 3 months and then app Altitude GO, immediately followed by Elan MCP. Hopefully that will yield favorable results once the time is right! If anyone wants any other DPs, please ask! Thank you to everyone for sharing all of your DPs on this card, and always being willing to answer all of my questions along the way! 

 

Screen Shot 2021-06-01 at 9.04.51 AM.png





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 1 of 26
25 REPLIES 25
Elpadrino1
Valued Contributor

Re: US Bank Cash+ Approval

Congrats on your USB Cash+ approval! 

Message 2 of 26
CreditAggie
Community Leader
Super Contributor

Re: US Bank Cash+ Approval

Congratulations on your US Bank Cash+ approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 26
babygirl1256
Senior Contributor

Re: US Bank Cash+ Approval

Congrats on your US Bank Cash+ approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 26
simplynoir
Community Leader
Mega Contributor

Re: US Bank Cash+ Approval

Congratulations on your new card

Message 5 of 26
M_Smart007
Legendary Contributor

Re: US Bank Cash+ Approval

Congratulations on your approval!

Message 6 of 26
KatSoDak
Frequent Contributor

Re: US Bank Cash+ Approval

Congratulations on the new card!

 

Is this the card that gives 5% back on utilities?

FICO 8:

EQ FICO 9 - 770
EX FICO 9 - 758

Citi (2) | Discover | HSBC | BOA | NFCU (2) | WF (2) | Simmons Bank | FNBO (2) | PENFED | BBVA | US Bank | Lowes | Care Credit | Home Depot AU
Message 7 of 26
Ficoproblems247
Valued Contributor

Re: US Bank Cash+ Approval


@KatSoDak wrote:

Congratulations on the new card!

 

Is this the card that gives 5% back on utilities?


Thank you! Yes, you may pick two different 5% cash back categories per each quarter. Utilities is one of the choices on that list. 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 8 of 26
gdale6
Moderator Emeritus

Re: US Bank Cash+ Approval

Grats on your Cash+ approval, this is a great card to have Smiley Happy

Message 9 of 26
KatSoDak
Frequent Contributor

Re: US Bank Cash+ Approval


@Ficoproblems247 wrote:

@KatSoDak wrote:

Congratulations on the new card!

 

Is this the card that gives 5% back on utilities?


Thank you! Yes, you may pick two different 5% cash back categories per each quarter. Utilities is one of the choices on that list. 


Fantastic. It's back in the garden for me then. This is quite the incentive.  My winter utility bills are outrageous. I've been happy with 3% from Propel on propane (which is delivered by a fuel company that codes as gasoline) and this card would be super for my electric bill.

 

Thanks for the confirmation.

FICO 8:

EQ FICO 9 - 770
EX FICO 9 - 758

Citi (2) | Discover | HSBC | BOA | NFCU (2) | WF (2) | Simmons Bank | FNBO (2) | PENFED | BBVA | US Bank | Lowes | Care Credit | Home Depot AU
Message 10 of 26
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