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US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

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New Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

You can check the status with the underwriting number (800) 947-1444

You may have a chance, but from my reading they are very conservative in approving apps.

IT/Cybersecurity College Student
Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $2,200 (Mar 2019)Amex BCE - $12,300 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom Visa - $3,400 (Nov 2019)Citi Double Cash MC World Elite - $4,400 (Nov 2019)USBank Cash+ Visa Sig - $5,000 (Dec 2019)Capital One Walmart Rewards MC - $2,000 (Mar 2020)
As of 02/23/20:
EQ FICO8: 728 EX FICO8: 705 TU FICO8: 732
Message 11 of 21
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Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

It was denied !!
tu 758 credit karma 10/27/2019
eq 752 credit karma 10/27/2019
ex 741 Experian Vantage Score 10/27/2019
discover 14800$
american express 10k$
elan visa 10800$
wellsfargo visa 9800$
wellsfargo american propel 6000$
bbt visa 6000$
bbt mastercard 6000$

Message 12 of 21
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Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

Congratulations on the SL.

US Bank is a very conservative bank. I’m almost certain the only reason they approved me for the Cash+ a year ago is because my primary bank account has been USB for 3 years.
Current Score (01/13/2020): EXP: 680; TU: 684; EQ: 665
Gardening as of 01/13/2020

Community America CU Cash Rewards - $10000 | Discover It Cash Back - $4000
Nordstrom Credit Card - $4000 | BMO Harris Cash Back MasterCard - $4000
Discover It Cash Back - $2000 | US Bank Cash+ Visa Signature - $2000
Target Red - $1100 | Chase Starbucks Visa - $1000
Capital One Quicksilver - $700

Total Credit: $28800
Message 13 of 21
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Valued Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL


@sangronis1 wrote:
I just applied for the cash visa signature and I got the 7-10 days message !!
They hard pulled Equifax witch I have 11 inquiries 😖

eww. Good luck. What state are you in?

 

Congrats OP!

Message 14 of 21
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Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

Ga, not luck, it was declined !!
tu 758 credit karma 10/27/2019
eq 752 credit karma 10/27/2019
ex 741 Experian Vantage Score 10/27/2019
discover 14800$
american express 10k$
elan visa 10800$
wellsfargo visa 9800$
wellsfargo american propel 6000$
bbt visa 6000$
bbt mastercard 6000$

Message 15 of 21
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Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

Really surprised about that one. Reason being is you hold an Elan Visa and US Bank owns Elan Financial Services.
Current Score (01/13/2020): EXP: 680; TU: 684; EQ: 665
Gardening as of 01/13/2020

Community America CU Cash Rewards - $10000 | Discover It Cash Back - $4000
Nordstrom Credit Card - $4000 | BMO Harris Cash Back MasterCard - $4000
Discover It Cash Back - $2000 | US Bank Cash+ Visa Signature - $2000
Target Red - $1100 | Chase Starbucks Visa - $1000
Capital One Quicksilver - $700

Total Credit: $28800
Message 16 of 21
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Community Leader
Mega Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

US Bank...the Bank for the Money ...manSmiley Wink. GratsSmiley Happy
Message 17 of 21
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Senior Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

Congrats on the new Cash+ and the very nice SL @ymoneyman !   


EQ: 804 | EX: 789 | TU: 787 | Accounts: 2/6 4/12 10/24
Happy practitioner of AZE6or7or8
Message 18 of 21
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Valued Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

Congratulations on your approval!!!


Message 19 of 21
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Super Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

Congrats on your approval

 

From one MM to another



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 20 of 21
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