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US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

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Valued Member

Re: US Bank Cash+ Visa Signature Approval - unknown SL

You can check the status with the underwriting number (800) 947-1444

You may have a chance, but from my reading they are very conservative in approving apps.

IT/Cybersecurity College Student
Discover It Student - $5,650 (Jan 2019)BOA Cash Rewards Student MC World - $1,300 (Mar 2019)Amex BCE - $12,000 (May 2019)Chase Amazon Prime Rewards Visa Sig - $3,200 (Aug 2019)Chase Freedom - $3,400 (Nov 2019)Citi Double Cash - $2,900 (Nov 2019)USBank Cash+ Visa Sig - $5,000 (Dec 2019)
As of 11/25/19
EX FICO8: 711
TU FICO8: 723
Message 11 of 21
Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

It was denied !!
tu 758 credit karma 10/27/2019
eq 752 credit karma 10/27/2019
ex 741 Experian Vantage Score 10/27/2019
discover 14800$
american express 10k$
elan visa 10800$
wellsfargo visa 9800$
wellsfargo american propel 6000$
bbt visa 6000$
bbt mastercard 6000$

Message 12 of 21
Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

Congratulations on the SL.

US Bank is a very conservative bank. I’m almost certain the only reason they approved me for the Cash+ a year ago is because my primary bank account has been USB for 3 years.
Starting Score: (5/01/2017) -- EXP: 495; TU: 445; EQ: 460
Current Score (011/01/2019): EXP: 692; TU: 704; EQ: 674

Target Red - $800
Discover It Cash Back - $2000
Discover It Cash Back - $4000
Capital One Quicksilver - $700
US Bank Cash+ Visa Signature - $2000
Nordstrom Credit Card - $2500
BMO Harris Cash Back MasterCard - $4000

Total Credit: $16,000
Message 13 of 21
Established Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL


@sangronis1 wrote:
I just applied for the cash visa signature and I got the 7-10 days message !!
They hard pulled Equifax witch I have 11 inquiries 😖

eww. Good luck. What state are you in?

 

Congrats OP!

Message 14 of 21
Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

Ga, not luck, it was declined !!
tu 758 credit karma 10/27/2019
eq 752 credit karma 10/27/2019
ex 741 Experian Vantage Score 10/27/2019
discover 14800$
american express 10k$
elan visa 10800$
wellsfargo visa 9800$
wellsfargo american propel 6000$
bbt visa 6000$
bbt mastercard 6000$

Message 15 of 21
Regular Contributor

Re: US Bank Cash+ Visa Signature Approval - unknown SL

Really surprised about that one. Reason being is you hold an Elan Visa and US Bank owns Elan Financial Services.
Starting Score: (5/01/2017) -- EXP: 495; TU: 445; EQ: 460
Current Score (011/01/2019): EXP: 692; TU: 704; EQ: 674

Target Red - $800
Discover It Cash Back - $2000
Discover It Cash Back - $4000
Capital One Quicksilver - $700
US Bank Cash+ Visa Signature - $2000
Nordstrom Credit Card - $2500
BMO Harris Cash Back MasterCard - $4000

Total Credit: $16,000
Message 16 of 21
Community Leader
Mega Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

US Bank...the Bank for the Money ...manSmiley Wink. GratsSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 17 of 21
Senior Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

Congrats on the new Cash+ and the very nice SL @ymoneyman !   


EQ: 798 | EX: 774 | TU: 771 | Accounts: 1/6 4/12 8/24
Message 18 of 21
Established Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

Congratulations on your approval!!!


Message 19 of 21
Senior Contributor

Re: US Bank Cash+ Visa Signature Approval - Update: $5,000 SL

Congrats on your approval

 

From one MM to another




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2019 CCT EX 815 TU 824 EQ 825
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 20 of 21
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