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US Bank Cash+ approved

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ycastro
Established Member

Re: US Bank Cash+ approved

Congrats on the approval 🎉

Message 11 of 20
SunriseEarth
Moderator Emeritus

Re: US Bank Cash+ approved

Congrats on approval, especially with great terms & SL!



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 12 of 20
KingRue8500
Senior Contributor

Re: US Bank Cash+ approved

Congrats on your U.S. Bank Cash+ approval




Message 13 of 20
TSlop
Valued Contributor

Re: US Bank Cash+ approved

Congrats on your approval!


Message 14 of 20
Total80sKid
Senior Contributor

Re: US Bank Cash+ approved

Congrats on your Cash+ approval 👍🏼

Message 15 of 20
M_Smart007
Legendary Contributor

Re: US Bank Cash+ approved

Congrats on your Cash+ approval.   ..Don't forget to pick your categoriesSmiley Happy

Message 16 of 20
Nan425
Contributor

Re: US Bank Cash+ approved

I checked my US Bank portal this morning and noticed the card was added to my dash board. I have read in other posts that this card has a limit but  the card issuer may allow to go over the limit but any amounts over the limit will meed to be paid each month. Anyone have experience with charing above the limit? 

Message 17 of 20
expatCanuck
Super Contributor

Re: US Bank Cash+ approved

Congrats.

 

I was issued the C+ about 2 years ago, with an 8.5K limit.  A month or so ago, I received a CLI, unrequested, of 5K.

 

Card usage has been limited and sporadic -- utility bills (for the 5%), and the occasional big-ticket bill ($500-$1K) just to mess with USB's analytics algorithms.

 

Never charged above the limit.  Wouldn't do so knowingly, or even consider it.


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 14-Sep-2025 ]
EQ8??0 INQ7y4m
EX8404 INQ (2 CC, 2 auto)7y
TU8??1 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

FICO 9 is 837.
Message 18 of 20
coreyb80
Super Contributor

Re: US Bank Cash+ approved

Congrats on the approval!

Message 19 of 20
Titans84
Valued Contributor

Re: US Bank Cash+ approved

Congrats on your approval!

Current FICO 8:



Message 20 of 20
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