US Bank Cash+ 💰 (pity) Approval!

[NoMoreDebt]

Congrats

[JoeRockhead]

Nice of you to share all the details. Congratulations on an approval that makes you happy!

[CorpCrMgr1]

Congratulations on your approval!

[LADave]

Thank you everyone!

A few updates: Sometime between the very short time when I was approved for the card and when I got it on Monday, U.S. Bank changed the official look of the card. It looks a little weird in person, but it looks great online. 🤭

The approval letter shows that U.S. Bank used my Experian FICO 9 score, which was 718 (and marginally better than my 715 Experian FICO 8 score). WF showed my Experian FICO 9 was 720 back on April 14, but that was before I applied for BofA Customized Cash last month, before I applied for the U.S. Bank Cash+.

[Creditjunky37]

Congrats on your approval. I want this card in the future. Enjoy! 

[ScenicRouteTo850]

Congrats on getting your foot in the door with USBank! That CL will grow!

[LADave]

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@LADave wrote:

Later in the day after I got my Citi Costco Biz Visa approved, I decided to try for the BofA Customized Cash card, mainly for 3% back on online purchases (take that, PayPal Mastercard!). BofA gave me a denial message, although about a week after that I got a letter from BofA saying that they needed to confirm my Social Security number and income. I'm actually OK with doing that for the Customized Cash, so I'm preparing to send that info to them.

Quick update: I got approved for the Customized Cash card a month later. My story is here.

[CreditAggie]

Congratulations on your US Bank Cash+ approval!