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US Bank approval

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Anonymous
Not applicable

US Bank approval

This is my first post so bear with me. Ive heard so many good things about US Bank,  I have been working on and rebuilding credit for the last few years, last week I decided to try the preapproval and was pre approved for 3 different cards. I decided on the US Bank Platinum Visa because of the 20 months 0 interest. When I got my card I was given a 1000 SL and called recon to see about getting it increased. Still waiting to hear its been about a day and a half hoping for good news! On the paper work that came with my card on the back said my score was 668.

Message 1 of 12
11 REPLIES 11
Medic981
Valued Contributor

Re: US Bank approval







Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 12
AverageJoesCredit
Legendary Contributor

Re: US Bank approval

CongratsSmiley Happy
Message 3 of 12
blazerein
Established Contributor

Re: US Bank approval

Congrats on the approval!

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 4 of 12
19eighty5
Senior Contributor

Re: US Bank approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 12
xaximus
Valued Contributor

Re: US Bank approval

Congrats on the approval! Hopefully the recon goes well!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 6 of 12
CreditWolf
New Contributor

Re: US Bank approval

wow congrats Smiley Wink

Message 7 of 12
Anonymous
Not applicable

Re: US Bank approval

Awesome. I have been a fan of US bank since I joined them. No bad experiences to report. Congratulations!

Message 8 of 12
PointsBonus
Established Contributor

Re: US Bank approval

Congratulations!!
Would you mind sharing some Data Points?







Message 9 of 12
Anonymous
Not applicable

Re: US Bank approval

So I hope this is good enough data points...when I applied Credit Karma said My TU was 711 and my EQ was 715 the paperwork that came with my card said I was 668. it looks like they pulled TU. I have 2 other cards Cap1 QS with a 1550 limit and Discover it with 2700 limit all cards are at about 5% utilization or less.

 

It looks like I wont be getting the increase I requested. The lady I spoke with said that with a good 6 months of use I should be able to get an increase. 

Message 10 of 12
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