Thanks to everyone who responded to my earlier thread on USB Cash Plus vs. Paypal CB. I was going to apply for one of those two this spring, but the supreme court recently changed sales tax laws. Now online retailers would have to take sales tax. I made my spring application for the B&H Payboo store card since it would rebate that sales tax. Now fast foward to this November. I was feeling I should just go ahead and go for the US Bank Cash Plus. I got the 7-10 message like many others, but didn't panic. They were probably manually reviewing it. And I got the approval e-mail four days later! Pretty sweet. My starting limit is a nice $4300. Which beats my current Disco's $2500. I recently tried a Disco CLI, and they denied me. lol. But in any case, thank you US Bank. I am definitely going to hit up the utilities, and internet cashback categories. And I have no prior relationship with US Bank, so this is esepcially kind of nice! I will still use Disco for the rotating categories, but US Bank is going to get more business from me, and might start being my reporting card for AZEO.
Data points:
Inc 17549
AAoA 16 years 10 months
EX 731 FAKO 769 TU 765
Amex Gold authorized user (21 years)
Discover It (1.3 years) $2500
B&H Payboo Synch (6 months) $4500
US Bank Cash Plus (new) $4300
Overall Utilization 1%
Inq 2 EX (Disco, Synch) , 1 TU (US Bank)
