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USAA CLI

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user979797
Established Contributor

USAA CLI

I've had my Rate Advantage card for about 9 months now and am still carrying a 0 intro rate balance so decided to pull the trigger and take a hard pull to get a increase. I was pleased to get a 7k increase bringing my total limit to 15k. Despite the hard pulls they have always been worth it for me with USAA since this almost doubled my limit. Worth it. Woo Hoo!!! 🎉

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Message 1 of 13
12 REPLIES 12
Jnbmom
Credit Mentor

Re: USAA CLI

Congrats . Yes they have been good to me as well . But I think I may be at max with them 

EXP 780 EQ 796 TU 810
Message 2 of 13
JoeRockhead
Community Leader
Super Contributor

Re: USAA CLI

Very nice increase, congratulations on your new limit!

Message 3 of 13
Vinjints
Established Contributor

Re: USAA CLI

Nicely done. Was excited to read this when I saw the title pop up. Not much USAA news in the credit world.

NFCU Flagship (Daily Driver) | USAA Rewards (1999 Hooptie)

AmEx BCP (Groceries) | Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EX(F8) 780 | EQ(F8) 802 | TU(F8) 796 | EQ(BC8) 810 | EX(10T) 782

Message 4 of 13
c00mtg
Established Member

Re: USAA CLI

I was approved 2 months ago with $2k CL and Ch13 DC in 10/2024. 

I think I'll leave mine alone until it it falls off my CRs 😀

 

Congrats to you!





SDFCU $500
Chase Sapphire Preferred $24.2K
Chase IHG $33.1K
BOA Alaska $22K
Capital One Venture $35K
Home Depot $5K
Fidelity Visa $11k
PendFed Cash Rewards $12.5K
USAA Platinium Rewards $5K
Capital One Potterybarn $19.5K
Amazon Visa $6K
AMEX Bread $8.9K
Message 5 of 13
user979797
Established Contributor

Re: USAA CLI

@Vinjints Thank you. And I have found USAA to be very generous when it comes to starting lines and increases. I've never been turned down for a increase, and the smallest one I've ever gotten was 4k, so overall I've had great luck with them. I see you have one too 😊

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Message 6 of 13
user979797
Established Contributor

Re: USAA CLI

@JoeRockhead @c00mtg @Jnbmom Thank you all so much 😊 Was glad to get the increase to get my utilization way down until I finish paying off my balance. 

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Message 7 of 13
Vinjints
Established Contributor

Re: USAA CLI

I do. And have never once asked for a CLI from them. Just got a car loan in April with them, and plan on taking the HP hit towards the end of the year for the card. Wish I could PC to something with better rewards though. 

NFCU Flagship (Daily Driver) | USAA Rewards (1999 Hooptie)

AmEx BCP (Groceries) | Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EX(F8) 780 | EQ(F8) 802 | TU(F8) 796 | EQ(BC8) 810 | EX(10T) 782

Message 8 of 13
Copenix
Frequent Contributor

Re: USAA CLI

That's awesome. Strong CLI. Congrats and enjoy.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $118.8K | Utilization 0.9%

FICO 8s July 2026


Message 9 of 13
Luminosa
Valued Member

Re: USAA CLI

Congrats on receiving such a generous CLI!







Message 10 of 13
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