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USAA CLIs

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Anonymous
Not applicable

USAA CLIs

I believe I actually passed the 6 month mark last month but, decided to see if the "change credit line" feature showed up and although it required a little digging, I found it:

 

Rate Advantage VISA went from $6K to $12K

WMC $6K to $11K

 

I readily admit I haven't used them much, had to make spend for other cards, didn't seem to have much influence.

 

Not sure yet if there was any HPs

 

This definitely puts me over $200K total CLs

 

By the end of the year I plan to "cull the pack", especially FRN & Sportsmans Guide

Message 1 of 34
33 REPLIES 33
CreditMagic7
Mega Contributor

Re: USAA CLIs

Congrats! and i couldn't agree more on your decision to fine tune the stable.

 

There comes a time in every profile when it's an improvement to close some and free those slots for later Smiley Happy

Message 2 of 34
UncleB
Credit Mentor

Re: USAA CLIs


@Anonymous wrote:

I believe I actually passed the 6 month mark last month but, decided to see if the "change credit line" feature showed up and although it required a little digging, I found it:

 

Rate Advantage VISA went from $6K to $12K

WMC $6K to $11K

 

I readily admit I haven't used them much, had to make spend for other cards, didn't seem to have much influence.

 

Not sure yet if there was any HPs

 

This definitely puts me over $200K total CLs

 

By the end of the year I plan to "cull the pack", especially FRN & Sportsmans Guide


That's awesome!

 

Most folks have said that in the past USAA was always a HP for a credit line increase, but things can always change.  If you find out that yours was only a SP, please let us know!  I have a USAA Rewards Visa that doesn't get a lot of use (1% cash back isn't stellar) and I wouldn't mind a CL 'bump' myself, but it's not worth a HP to me at this time.

 

Again, congrats!  Smiley Very Happy

Message 3 of 34
UFGuy2006
Established Contributor

Re: USAA CLIs


@Anonymous wrote:

I believe I actually passed the 6 month mark last month but, decided to see if the "change credit line" feature showed up and although it required a little digging, I found it:

 

Rate Advantage VISA went from $6K to $12K

WMC $6K to $11K

 

I readily admit I haven't used them much, had to make spend for other cards, didn't seem to have much influence.

 

Not sure yet if there was any HPs

 

This definitely puts me over $200K total CLs

 

By the end of the year I plan to "cull the pack", especially FRN & Sportsmans Guide


Congrats on the increases!

Message 4 of 34
alextercero
Super Contributor

Re: USAA CLIs

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 5 of 34
MissMoni223
Senior Contributor

Re: USAA CLIs

CONGRATS, I absolutely LOVE USAA!!!
Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 6 of 34
Anonymous
Not applicable

Re: USAA CLIs

Congratulations on your CLIs!!! Keep up the good work!!!
Message 7 of 34
ecxpa
Valued Contributor

Re: USAA CLIs

Have had 3 USAA cards for over a year....no CLI........can't find the "change credit limit" link

Message 8 of 34
Anonymous
Not applicable

Re: USAA CLIs

On your account page, click on each titled card, then on your right side will be a list of services, I needed to hit "more" then a new list pops up, in the center it says "change my credit line"

This right side menu shows up for each individual card, if eligible.

My AmEx is only a few months old and nothing shows

Message 9 of 34
UncleB
Credit Mentor

Re: USAA CLIs


@ecxpa wrote:

Have had 3 USAA cards for over a year....no CLI........can't find the "change credit limit" link


You can most easily do it on the app. 

 

On the Android app, go to your credit card account, then click the little 'three dot' icon in the upper right corner... "Change Credit Limit" is just above "Change or Create PIN".

 

I don't have an iPhone, but I imagine on iOS the option is in a similar place.

Message 10 of 34
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