I have been with this bank for almost 20 years and they have never approved me for anything in all that time. I was ready to close my account with this bank and decided to apply one final time before I did. Totally unexpected approval, as this bank is known to be quite conservative. This never would have happened without the knowledge and help from all of you here. So thank you!
Information in signature is current for datapoints
Starting limit of $2500
1.5% Unlimited Cashback
0% APR first year for balance transfers and convenience checks
25.90% APR (Ouch! No biggie since I don't carry credit card balances anyway.)
Last update: 4/8/2024
Congrats!
@babygirl1256 wrote:Congrats on your USAA Preferred Cash Rewards approval . . . I have a secured card and waiting for USAA to offer an upgrade to unsecured as I didn't want to close the ccount and lose my history.
@babygirl1256 Thanks. I would call them. I don't believe their Secured Cards graduate. They are not even available on their website anymore. If the account is in good standing, it will continue to help your score for another 10 years after you close it.
Congrats! Put spend through this. They HP for CLIs, but can be very generous with the increase. Mine started at a $5000 limit. First HP doubled it to 10k. Second HP took it from 10k to 30k. While they are conservative, if you are spending they can reward your efforts greatly.
