USAA Rewards Visa Platinum Credit Card Approval

[Friendlyfranknbeans]

after the successful early exclusion on TU I thought to apply for a USAA credit card and was approved for the "USAA Rewards™ Visa® Platinum Credit Card" I just became a member on Saturday and applied on Sunday and was approved today Wednesday.

They made me send copies of my ID and after that I was approved for a measly 500.00 CL but I figure they'll give a credit line increase after I build my relationship with them. 

wish I was more excited but 500.00 is really low esp reading about how people are getting 5,10 and 25k limits right off the bat. But hey I guess I gotta start somewhere!

[FlaDude]

Congrats on the card in any case. Hopefully it will grow for you over time.

[finallyfree]

Congratulations on the card! I know it's not what you were hoping for, but it's a start! 

[FicoMike0]

Congratulations!

don't sweat the low cl. That's sort of a crapshoot anyway. 18 months ago I had one card with $500 cl. About a year ago I applied for amex b ce and a commerce visa. Amex approved $6000, commerce $1000. Since then, the commerce has increased to $2000, but the amex is at $27000. I'm up to 7 cards now, pushing $50000 total. Makes utilization pretty easy to manage.

[SpaceCityCCuser]

Congratulations!

[Rdbeetle]

Congrats on your USAA approval! I'm sure it will grow with time.

[cashorcharge]

Congratulations on your Approval!!👏🏼🍾🥂

Keep in mind...any cardholder requests for CLI's will require and additional HP.  They don't have a SP option that is cardholder initiated

[user979797]

Congratulations on your USAA approval. Your 500 limit will grow for sure if you apply for limit increases (first request after 6 months) and I have found them to be very generous with limit increases so just hang in there. Wishing you the best of luck  

[keekers]

Congrats.

[OrangeRange]

Congrats! Sadly, USAA is very conservative when it comes to initially extending credit usually. They still require hard pulls for CLIs, but when they do give a CLI it's often very generous. Just give it six months and it'll grow. The other only downside is they will not convert your Visa to a Visa Signature once your limit is above $5,000 (at least not upon request). But, you have another foreign transaction fee Visa with no fee and primary auto coverage overseas, so there's that.