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USAA Visa Auto-CLI

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UncleB
Credit Mentor

USAA Visa Auto-CLI

There have been a few threads where folks were asking about USAA giving auto-CLIs, and I'm not sure where they are (sorry) so I'm starting my own thead here.

 

I opened my USAA Visa account October 2014 with a credit line of $7k, and used it as my daily card for a few months until using an access check in March for $3000.  I have a promo on my account where all purchases and access checks have 0% APR through 12/31/15, so it was like getting a $3k loan for $90 (3% fee).  Since March I moved my daily spending to other cards to concentrate on paying down the balance before the promo ends, using the card very seldom... only once every few months.  I've got the balance down to approx. $500, which will be PIF in a couple of weeks.

 

I just checked, and USAA has raised my credit line from $7000 to $8400.  I was not expecting a CLI with the low usage on the card, but my payments have been high the last few months so possibly that helped.

 

I know this isn't an 'Earth shattering' CLI, but I know some of you were asking if USAA gives auto-CLIs, and I wanted to let you know that yep, they do.  Smiley Wink

Message 1 of 11
10 REPLIES 10
Saleen099
Senior Contributor

Re: USAA Visa Auto-CLI

NICE Congrats!!!!!! 

Message 2 of 11
alextercero
Super Contributor

Re: USAA Visa Auto-CLI

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 3 of 11
pizza1
Community Leader
Super Contributor

Re: USAA Visa Auto-CLI

Thats wonderful!! Auto's are always nice!! congrats
Message 4 of 11
CreditMagic7
Mega Contributor

Re: USAA Visa Auto-CLI

Good enough raise to crow about if you ask me because anything up is better then a stall.

 

Congrats!!Smiley Happy

Message 5 of 11
Anonymous
Not applicable

Re: USAA Visa Auto-CLI

Thanks for sharing and a huge Congrats on your increase!

Message 6 of 11
Anonymous
Not applicable

Re: USAA Visa Auto-CLI

Great to know an auto cli has happend recently.

 

Congrats to you.

 

Message 7 of 11
Country_Feller
Valued Contributor

Re: USAA Visa Auto-CLI

Congratulations!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 8 of 11
Anonymous
Not applicable

Re: USAA Visa Auto-CLI


@CreditMagic7 wrote:

Good enough raise to crow about if you ask me because anything up is better then a stall.

 


You got that right! Smiley Happy

Message 9 of 11
Anonymous
Not applicable

Re: USAA Visa Auto-CLI

Congrats UncleB.  Says that they at least appreciate your business.Smiley Wink

Message 10 of 11
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