USB AR CLI

IntegerIntrovert · ‎02-06-2024

Never thought I'd see the day, but I actually got USB to give me a CLI.

Data Points

TU 817'sh

Hard Pull

Called into underwriting

Rep asked me what limit I wanted. I hadn't considered a number so I blurted out 40k...

Two days later, approved

Lots of spend, and a very large deposit in past 30 days

23k->40k

Chase Amazon Prime $29000, Citi Costco $32000, US Bank Altitude Connect $40000, US Bank Smartly $35000

CorpCrMgr1 · ‎02-06-2024

Congratulations on your CLI!

Jeffster1 · ‎02-06-2024

Congrats on the great CLI!

0% utilization
FICO 8 EX 839 EQ 848 TU 850
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I TMobile Capital One Visa 20K

Hut1 · ‎02-06-2024

Ha! Your word vomit worked out to your favor. Mine usually doesn't. 😅

App 05/19 for Go Rewards | PC 10/19 to More Rewards | $29.5K

BigBS · ‎02-07-2024

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

KingRue8500 · ‎02-07-2024

Congrats on your U.S. Bank Altitude Reserve CLI

nytokyobred79 · ‎02-08-2024

Congrats on your very successful cli.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

JustinVincent · ‎02-08-2024

Congrats on the CLI, and thanks for sharing!

JoeRockhead · ‎02-09-2024

Very nice, congratulations!

cashorcharge · ‎02-09-2024

Very nice!!!

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

USB AR CLI

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USB AR CLI

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USB AR CLI

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