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USB Mistakenly Applied for 2 Altitude GOs

cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎06-28-2024 10:36 AM
‎06-28-2024 10:36 AM

Re: USB Mistakenly Applied for 2 Altitude GOs

@bytechma wrote:

Thank you! So the rep said if I don't confirm my identity for the secured Go then the application will just fall off after 30 days. So I am not sure I will go through with it since I received a great SL on the unsecured 

@cashorcharge wrote:

That’s Terrific!! Congratulations on your both Approvals!!👏🏼🍾🥂

 

Makes sense....and you'll likely get a higher return parking that money elsewhere or at least with a different kind of account.  Their savings rates are so-so compared to other options

Reply
NoMoreE46
Community Leader<br> Senior Contributor</br>
Community Leader
Senior Contributor
‎06-28-2024 10:54 AM
‎06-28-2024 10:54 AM

Re: USB Mistakenly Applied for 2 Altitude GOs

Congrats @bytechma .

 

Wow - USB as in US Bank ???  And being 7/6  Inq and 5/6 New accts....

 

 

 

Reply
bytechma
Regular Contributor
‎06-28-2024 01:29 PM
‎06-28-2024 01:29 PM

Re: USB Mistakenly Applied for 2 Altitude GOs

Yes, you are right. I have a Capital Savings @4.25% so I will probably park it there. 

Personal Cards
C1 Savor One $2.7k | Discover IT $200 (Graduated) | Amex Optima $500 | C1 Venture X $31.0k (AU) | C1 Venture One $600 | U.S. Bank Altitude Go $10.0k | Chase Sapphire Reserve $10.0k (AU)

Secured Cards
U.S. Bank Cash+ Secured $1.0k | Truist Enjoy Cash Secured $1.0k

Credit Builder Cards
Chime Credit Builder | cred.ai $1.5K (stated limited)

BOA Cards with Platinum Honors (75% boost)
Travel Rewards $18.0k (AU) | Bank Americard $2.1k (AU) | Customized Cash Rewards $5.0k (AU) | Premium Rewards $18.0k (AU) | Elite $18.3k (AU)

Business Cards
Amex Blue Business Plus $12.8k (AU)
Reply
bytechma
Regular Contributor
‎06-28-2024 03:03 PM
‎06-28-2024 03:03 PM

Re: USB Mistakenly Applied for 2 Altitude GOs

@NoMoreE46 wrote:

Congrats @bytechma .

 

Wow - USB as in US Bank ???  And being 7/6  Inq and 5/6 New accts....

 

Yes U.S. Bank, I was super surprised. I wonder if they consider that some of the new account were secured cards and credit builder cards. 

 

 

Personal Cards
C1 Savor One $2.7k | Discover IT $200 (Graduated) | Amex Optima $500 | C1 Venture X $31.0k (AU) | C1 Venture One $600 | U.S. Bank Altitude Go $10.0k | Chase Sapphire Reserve $10.0k (AU)

Secured Cards
U.S. Bank Cash+ Secured $1.0k | Truist Enjoy Cash Secured $1.0k

Credit Builder Cards
Chime Credit Builder | cred.ai $1.5K (stated limited)

BOA Cards with Platinum Honors (75% boost)
Travel Rewards $18.0k (AU) | Bank Americard $2.1k (AU) | Customized Cash Rewards $5.0k (AU) | Premium Rewards $18.0k (AU) | Elite $18.3k (AU)

Business Cards
Amex Blue Business Plus $12.8k (AU)
Reply
FicoMike0
Senior Contributor
‎06-28-2024 05:47 PM
‎06-28-2024 05:47 PM

Re: USB Mistakenly Applied for 2 Altitude GOs

Congratulations!

Reply
bytechma
Regular Contributor
‎06-28-2024 09:04 PM
‎06-28-2024 09:04 PM

Re: USB Mistakenly Applied for 2 Altitude GOs

@FicoMike0 wrote:

Congratulations!

Thank you!

Personal Cards
C1 Savor One $2.7k | Discover IT $200 (Graduated) | Amex Optima $500 | C1 Venture X $31.0k (AU) | C1 Venture One $600 | U.S. Bank Altitude Go $10.0k | Chase Sapphire Reserve $10.0k (AU)

Secured Cards
U.S. Bank Cash+ Secured $1.0k | Truist Enjoy Cash Secured $1.0k

Credit Builder Cards
Chime Credit Builder | cred.ai $1.5K (stated limited)

BOA Cards with Platinum Honors (75% boost)
Travel Rewards $18.0k (AU) | Bank Americard $2.1k (AU) | Customized Cash Rewards $5.0k (AU) | Premium Rewards $18.0k (AU) | Elite $18.3k (AU)

Business Cards
Amex Blue Business Plus $12.8k (AU)
0 Kudos
Reply
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎07-02-2024 08:55 PM
‎07-02-2024 08:55 PM

Re: USB Mistakenly Applied for 2 Altitude GOs

Congratulations on your US Bank approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Reply
bytechma
Regular Contributor
‎07-02-2024 09:00 PM
‎07-02-2024 09:00 PM

Re: USB Mistakenly Applied for 2 Altitude GOs

Thanks!

Personal Cards
C1 Savor One $2.7k | Discover IT $200 (Graduated) | Amex Optima $500 | C1 Venture X $31.0k (AU) | C1 Venture One $600 | U.S. Bank Altitude Go $10.0k | Chase Sapphire Reserve $10.0k (AU)

Secured Cards
U.S. Bank Cash+ Secured $1.0k | Truist Enjoy Cash Secured $1.0k

Credit Builder Cards
Chime Credit Builder | cred.ai $1.5K (stated limited)

BOA Cards with Platinum Honors (75% boost)
Travel Rewards $18.0k (AU) | Bank Americard $2.1k (AU) | Customized Cash Rewards $5.0k (AU) | Premium Rewards $18.0k (AU) | Elite $18.3k (AU)

Business Cards
Amex Blue Business Plus $12.8k (AU)
Reply