USB and Citi CLI (I did a thing)

Anonymous · ‎01-18-2021

Well, it hit the 6 month period for both, so I figured what the heck.

Citi gave me SP language and an immediate CLI to $20,800 (+1500).

US Bank did not give me any language other than the standard "it could be a pull." That said, I did not win the soft pull bingo. However, 2 days (and a TU INQ hit later), the credit line jumped $6000 to $30k. So I guess the moral to this is--expect a HP, but with higher possible prizes if you are going with USB.

Current scores:

EX: 776

TU: 750

EQ: 745

Back to gardening. No real cards I plan on adding--just growing some stuff.

gdale6 · ‎01-18-2021

Grats to both CLIs

The USB CLI is well worth the hard pull...

AllZero · ‎01-18-2021

Congratulations on your CLIs!

JoeLuvsHisCredit · ‎01-18-2021

fsalsa2 · ‎01-18-2021

Congrats!

NFCU Cash Rewards: $24,000
NFCU More Rewards: $24,000
NFCU Visa Signature Go Rewards: $29,600
Capital One Quicksilver: $500
Capital One Quicksilver One: $500
Military Star Card: $ 3,400
Venmo Credit Card: $5,400
USAA Platinum Visa: $4,000
American Express Delta Skymiles Reserve: $10,000
American Express Platinum
X1 Credit Card: $ 27,500
Chase Freedom Flex: $ 3,700

cashorcharge · ‎01-18-2021

That's terrific! Congratulations on your approvals! That's a great increase from USB!

Conceptual23 · ‎01-18-2021

Very nice! Congrats.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+

Business Cards:

mrcraft · ‎01-18-2021

Congratulations on your CLI!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

Credit4Growth · ‎01-18-2021

😎Congratulations on the CLIs 😀

BAD_UP · ‎01-18-2021

Congrats on your USB & CITI Approvals🎉👍

Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?