Hey everyone. Haven't posted here in quite a while since 3ish years ago when I was first rebuilding my credit and getting my first auto loan. Since then I've built things up quite a bit (additional thanks to my much-more-responsible wife for covering for me for a while as I worked on things) and decided I would finally try to go for a nice rewards card. I applied for the USBank Visa Altitude Go - I've been with USBank since 2014 and while I only have a small formerly-secured CC with them, we went through them for our home loan two years ago. They approved me with a 20k limit and pulled my Transunion report, which has the following stats:
Score: 751
Inquiries: 1 (02/2020)
Credit Usage: 11%
1 Mortgage
1 Auto loan (From 2017, 16 months remaining)
1 Personal Loan (through Payoff Inc to get rid of $7000 of my remaining debt in 2019, now halfway through)
The AG also has a $250 payback for $1000 spent in the first 3 months. I just got a work bonus that I was planning to use for some recording equipment, so I was just going to cycle it through that for a cool 25% off.
Anyway, hope this helps anyone who's interested in this card and inspires anyone who's in a similar situation that I was 3 years ago. Feel free to ask any other questions.
