@Anonymous wrote:I would just call them now to get the limit bumped up 800-947-1444.
When I applied the system auto-denied the apps I put in for INQ's. Called and had them reprocess the app which turned into 1K limits on 2 cards. I called them back again and asked for 25K/ea and they countered with 10K/ea and that's where they have sat ever since. 1K just isn't enough to do much with w/o having to micromanage it for scoring.
@JESCredit, definitely try to call US Bank and recon SL. If I remember it correctly and others can confirm, US Bank won't do another inquiry when doing the very initial SL recon upon approval.
@Obscure-Expert-- that's a massive recon success by the way, going from 2 x $1000 to 2 x $10,000. Wow.
Thanks!
I called. They said they won't be able to see the card number in their system until tomorrow, at which point I can speak to someone regarding the SL. They could see the SL and APR. 19.something% Not too important to me because I typically PIF.
@MaizeandBlue I know my income will limit my SL. But there's not much I can do about that as I'm on SSDI. So I'll give it a go and see what happens. Regarding my short history, I'm surprised I got approved at all for this card.
Thanks for the advice 
@seattlecredit08 wrote:
@Anonymous wrote:I would just call them now to get the limit bumped up 800-947-1444.
When I applied the system auto-denied the apps I put in for INQ's. Called and had them reprocess the app which turned into 1K limits on 2 cards. I called them back again and asked for 25K/ea and they countered with 10K/ea and that's where they have sat ever since. 1K just isn't enough to do much with w/o having to micromanage it for scoring.
@JESCredit, definitely try to call US Bank and recon SL. If I remember it correctly and others can confirm, US Bank won't do another inquiry when doing the very initial SL recon upon approval.
@Obscure-Expert-- that's a massive recon success by the way, going from 2 x $1000 to 2 x $10,000. Wow.
Thanks!
I was dinged for a 2nd inquiry in January. Initial approval for $1000. Called underwriting, asked for $8k. Later that day the 2nd inquiry hit and it was approved for $3k.
@seattlecredit08 wrote:
@Anonymous wrote:I would just call them now to get the limit bumped up 800-947-1444.
When I applied the system auto-denied the apps I put in for INQ's. Called and had them reprocess the app which turned into 1K limits on 2 cards. I called them back again and asked for 25K/ea and they countered with 10K/ea and that's where they have sat ever since. 1K just isn't enough to do much with w/o having to micromanage it for scoring.
@JESCredit, definitely try to call US Bank and recon SL. If I remember it correctly and others can confirm, US Bank won't do another inquiry when doing the very initial SL recon upon approval.
@Obscure-Expert-- that's a massive recon success by the way, going from 2 x $1000 to 2 x $10,000. Wow.
Thanks!
Seattle - If you want it you have to take it from them. If you've followed some of the ballers around here like Mahraja you just go at them with confidence and grab your CL's.
For example I picked up the Uber a couple of weeks ago with an instant approval (11K) and really I was fine with that but, then just called them up and told them 25K would be a better fit and within 2 minutes it was 25K before they even printed the plastic.
As to OP.... Anything is better than settling for a paltry 1K w/o at least trying. When I picked up my cards with them they would review on the same HP from the app for up to 30 days. I think I saw somewhere though it might be a HP for a 2nd look but, it's worth it if you even just get them up to 5K to have some room to move with the CL/spend.
I spoke to USBank again this morning regarding increasing the $1,000 SL. They said that if they send the CLI request to UW, there would be another HP. No matter what. We discussed my profile, and while the CSR could make no guarantees one way or the other, they suggested waiting six months to make the request due to the relatively young age of my profile. And in the meantime, use and pay the card. I'm ok with that.
While the $1,000 SL is low (aka paltry) compared to my other cards, it's adequate for what I actually wanted the card for, which is the CB categories. That was the goal, and it's met. And in retrospect, when first building my credit I used a single Discover Secured with a $200 SL and made it work. With $24,000 total credit in other cards, I think I'll survive. 
Also, they said to expect the card sooner than seven days as it's already in the mail. Good.
Thanks to those who replied for all the advice, and to the board at large for all the information I needed to confidently apply for this card.