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USBank Plat Auto-CLI!

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M_Smart007
Legendary Contributor

Re: USBank Plat Auto-CLI!

 

Congratulations!!!

 

 

 

Message 11 of 17
nuohlac
Valued Contributor

Re: USBank Plat Auto-CLI!

Congratulations on your CLI!!!




Message 12 of 17
KELSTAR
Regular Contributor

Re: USBank Plat Auto-CLI!

Now I'll just hope that Chase gets peer pressured into raising my Freedom CL because it's now the lowest (I mean, it won't work, but a girl can dream).

 

I don't know what causes CHASE jealousy but I know it is a fact.

 

I had AMEX BCP and Discover at $24,000 credit lines reporting and when I apped for my first Chase personal card (Unlimited) over 5/24 in branch. They gave me $24,100 starting line $100.00 over the other two?). Since then my Discover reported the cli to 30k and sp increases to 33.5k.

 

My personal experience and YMMV!

 

Peace all!

 

 

Signature as of 10/01/21. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=796 TU=799 EX=801
FICO 9 EQ=816 TU=816 EX=813
MORTGAGE SCORES EQ=773 TU=782 EX=787
AAoA=4Y3M AoOA=11Y4M AoYA=5M
VANTAGE SCORES EQ=825 TU=813 EX=813
BUSINESS CREDIT SCORES. Formed LLC 6/1/18. YEARLY SALES=3M
EXPERIAN BUSINESS CREDIT SCORE=77 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210 D+B=80
HARD PULLS last 12 months EQ=1 TU=1 EX=1 Three new accounts reporting.
HARD PULLS last 24 months EQ=1 TU=2 EX=2 Four new accounts reporting.
INCOME=$290k as of 10/01/21 for income stated on applications. DTI=2.5% Business sales 300k monthly.
MAIN BUSINESS and PERSONAL BANKING=CHASE
MORTGAGE=800K 03/21 2.25%
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.

OPEN PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI COSTCO VISA=16k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20 AMEX PLATINUM= NPSL 04/21 AMEX HILTON SURPASS=10k 05/21

OPEN BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=10k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=10k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=35k 02/20 CHASE INK PREFERRED=50k 07/20 AMEX BUSINESS GOLD=NPSL 09/20 AMEX BUSINESS PLATINUM=NPSL 05/21 CHASE BUSINESS LINE OF CREDIT= 225k 09/21
Message 13 of 17
Meanmchine
Super Contributor

Re: USBank Plat Auto-CLI!

Congrats Calyx !!

Gotta love auto luv

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 14 of 17
shoegal
Valued Contributor

Re: USBank Plat Auto-CLI!

Congrats Calyx!! 🎉🎉🎉


Message 15 of 17
Anonymous
Not applicable

Re: USBank Plat Auto-CLI!

Congrats on your U.S. Bank Platinum Auto-CLI. 

 

Its possibly the first time I've heard of a U.S. Bank auto-CLI on a Platinum card. I've had a Platinum card with a $500 limit since December '17 and it hasn't been increased although I maxed it out for several consecutive months then paid it off on the last business day of each month.  All I've gotten is the "Request a Credit Limit Increase" link under "Take Action" on the account page but I refuse to expend a hard pull.  Yet somehow they've doubled the limit on my Cash+ card through auto-cli although I only use it for the 5% categories.

Message 16 of 17
Anonymous
Not applicable

Re: USBank Plat Auto-CLI!

Congrats! Always nice when that happens. Hopefully Chase starts to wise up Smiley Happy
Message 17 of 17
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