USBank shoppers reward approval!

[FicoMike0]

I was just approved for 

U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD

Wow, that pasted big. Credit limit $7000. What did I get it for? The $250 sub, mostly. I do think I'll like the 6% too.

[TrapLine]

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@FicoMike0 wrote:

I was just approved for 

U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD

Wow, that pasted big. Credit limit $7000. What did I get it for? The $250 sub, mostly. I do think I'll like the 6% too.

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Truth? You were concerned about US Bank and now can contribute a share through the AF

[NoMoreDebt]

Congrats

[FlaDude]

Congrats!

[Rdbeetle]

Congrats on your USBank approval!

[CreditCuriosity]

Congrats.  DP's you want to share 0/6, 0/12, etc.. inquiries and scores.  Thank you.   As just applied for AR sunday and auto denial with FICO score pulled of 819 on recon call.. 0/6 and 4/12 new accounts for CC.  Could of been buying new car 4 months ago or also refinancing and inquiry that caused it but they had no problem putting it in for reconsideration when they saw the score.  Been in recon sunday, monday and so far today and yet to be looked at by UW apparently as just called for update and they said still being looked at or in queue to be looked at.

[TrapLine]

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@CreditCuriosity wrote:

Congrats.  DP's you want to share 0/6, 0/12, etc.. inquiries and scores.  Thank you.   As just applied for AR sunday and auto denial with FICO score pulled of 819 on recon call.. 0/6 and 4/12 new accounts for CC.  Could of been buying new car 4 months ago or also refinancing and inquiry that caused it but they had no problem putting it in for reconsideration when they saw the score.  Been in recon sunday, monday and so far today and yet to be looked at by UW apparently as just called for update and they said still being looked at or in queue to be looked at.

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Remember you are dealing with US Bank and there speed is easily two to four days. Love the computer approval but then they pull it for a manual review. This has happened a couple of times to me. Would guess after the dust settles you will see a good CL and probably the lowest Apr for an approval! When US Bank gets involved in weekends for reviews it always seems to creep along and I have several products of the same results?!

[FicoMike0]

@CreditCuriosity Usb pulled tu. Hps were 1/6, 3/12, 5/24. One of those was us b in mar24. Tu fico8 was 812. AoYA was 2 months ( a us b account). Did I forget anything?

Interesting, in mar24 they approved AC for only $2000. Now, they go $7000 on shoppers.

Good luck with recon.

[CreditCuriosity]

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@FicoMike0 wrote:

@CreditCuriosity Usb pulled tu. Hps were 1/6, 3/12, 5/24. One of those was us b in mar24. Tu fico8 was 812. AoYA was 2 months ( a us b account). Did I forget anything?

Interesting, in mar24 they approved AC for only $2000. Now, they go $7000 on shoppers.

Good luck with recon.

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Thanks for the information that is enough informatio.n for what I needed personally.   knew I was taking risk at 4/12 for CC's but 0/6 on CC's although as mentioned bought a new car on BOFA.3 months ago with BofA dealer maee me use bofa financing and then refinanced with NFCU 1.5 months ago so a few new auto loan accounts and inquiries floating around.  So could be inquires or accounts or both that made me have to recon but agent had no issues putting it in as couldnt see reason for auto denial but saw score and instantly put it in for manual review.  Still waiting an pending UW review tomorrow will be day 3 of weekday lol.  Thanks for the GL wishes I give it 50/50 chance.  Two other US Bank cards Cash+ @ 20k and Altitude Go @ 15.5k.  So history with them.

[cashorcharge]

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂