I posted this a few days back: https://ficoforums.myfico.com/t5/Credit-Cards/Uber-Visa-Interest-from-my-end-but-will-it-fit-with-wh...
Data Points:
Income: $50k in FL
EX: 788 TU: 801 EQ: 805
Inquries: TU: 2, EQ: 2, EX: 2
AAOA: 6 years 11 months (last card the PP MC was opened eight months ago, oldest card was AU that's 25 years old)
Cards that's under my name:
Paypal Mastercard $10k limit: 2% general spend (like music stores, phone bill, cable, etc.)
Chase Amazon Prime Visa $15.5k limit: 5% Amazon and special offers, 2% on Food/Dining, Gas, Drug Stores
Amex Cash Magnet $10k limit: Useless card that I only keep for GF's Lyft rides (in order to dispute if needed). Don't like the $25 cash back min. Amex has good customer service, but card is pretty much put away.
Credit Union Credit Card $21k limit: Visa Platium that's good to be charged cheapest amount of interest.
I was looking to do some traveling to New England this year (since I'm in Florida), but I didn't have a travels credit card. Wasn't into AF travers card and I do eat out a lot. I went ahead I applied for the card two days ago. I called the back office and was transfered to their fraud department. After doing that process I was approved for $5,000. SL was low for my standards, so I called the Credit Analyst hotline and they approved my SL to $12,000. Personally I should had said $15,000, but with my income my goal was $10,000 for any credit card.
So woo, my first travels card.
