@Anonymous wrote:I see everyone getting approved for BBVA Amex card, wishing I was not still in the rebuiding stage so I could apply. I still have some late pays showing and an unpaid collection. I read where one poster got approved with a baddie so I decide I would try. My highest limit showing on my current CR is 1000. My CP1 is $1500 but not reporting yet. I've been seeking a higher limit card to purchase some major items my family needs but no one will give me a high limit. I decide to go the the BBVA branch and ask what are my chances with 684 TU and baddies. The officer convinces me to try. We try and I get the 7-10 message. He calls somebody and I get approved for $2000! Because I had already explained what my goals were he suggests I apply for unsecured loan for a new program for credit builders. Ok I'm thinking no way would I get approved. He convinces me again to try. APPROVED for $6000 unsecured. The rate is an awful 14% but it's unsecured. I am astonished. Why they approve $6000 loan but only $2000 credit card is a mystery to me. Thanks myFico posters for pointing me toward BBVA.
UPDATE: I go back to the branch decide what to do about the loan. The officer said he talked with underwriting and got my credit card approved at 0% APR for 6 months. He said it's the Clear Points credit card and the limit is $4800!!! UNBELIEVABLE!! TO GOD BE THE GLORY!!
Congratulations! To God be the glory indeed! Phenomenal example of someone going over and beyond to service the customer. Something a computer just CAN'T do.
Current Scores: FICO08 670 EQ, FICO08 703 TU, FICO08 661 EXCongratulations I'm glad everything worked out for you! 
Congrats on the CL and PL approval!! TGBTG!!
