Hey everyone. Wasn't sure to post this but I figured someone out there might find it helpful so here goes.
I am currently playing the BT game as @tcbofade would say so usually when I make my monthly payment to my Sears Mc I like to try and sneak a cli request in. It always ends the same, call in, most likely a hp and I have my reports locked/ frozen. I once called in and did get a sp increase which is why I keep trying online as I know it is possible. The last one went from $12500 to $15800 which is where I was until now, carrying $7100 debt as of today.
So after many emails with declined info, the other day I received a notice from Experian on a credit limit increase. I just figured it was my delayed Discover one lol. But then I received a congrats email about my new increase to $20800! This is huge for me as not only was it sp now I have more room to move around some debt for more time at 0%. Sears Best Buy and Citbank are the only lenders offering me constant BT offers though Citi is quite useless as my limit never grows 
They must have grown tired of my constant requests lol. So if you have Sears, sp cli is most definitely possible even with your CRBs locked. I may try BB but that is definetly a hp in my experience. Most likely will move over to Navy, yeah no bt fee 
, then move back with more time. Hate not having the $ but at least I have some options in this tight lending environment. Great day to everyone, stay safe AJC
