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Union Plus M/C--Capital One CLI....

tag
Credit-hoarder
Valued Contributor

Union Plus M/C--Capital One CLI....

This is a co-branded Cap One card. Got a CLI of $3K to take my CL from $2K to $5K via back door number this evening. It did cost me a HP on EQ however, but it was worth it b/c I can now transfer 3 card balances over at 0% until Feb 16' and still stay under 50% UTIL. This puts me at 7 INQ'S in one year on EQ--still relatively low by comparison to other forum memebers-LOL.  Still waiting for a reply from the EO about the CLI I requested on my QS-VS for 3 more balance transfers

 

.

AMEX Blue Cash Evdy-($10K) ll Capital One Venture VS-($15K) Fidelity AMEX-($5k) ll Discover It-($6K) ll Wells Fargo Visa
-($6K) ll USAA Cash Rew. Visa-($13K) ll Chase Sapphire Prefereed VS-($5K) ll Capital One QS Visa Signature-($5K) ll OCCU

Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-

($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K)

ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay

Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-

($5K) ll Total Rewards Visa-Comenity-($2.5K) INQS: EX=5 EQ=7 TU=3

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 18
17 REPLIES 17
revjamesl
Valued Contributor

Re: Union Plus M/C--Capital One CLI....

Congrats!
AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 2 of 18
alextercero
Super Contributor

Re: Union Plus M/C--Capital One CLI....

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 3 of 18
Te3030
Regular Contributor

Re: Union Plus M/C--Capital One CLI....

Congrats!! I hate this card though, it's been a year & still stuck at $500. Thinking of closing.

Message 4 of 18
Credit-hoarder
Valued Contributor

Re: Union Plus M/C--Capital One CLI....

@Te3030: Sorry to hear that. I was thinking of closing mine also. It was one of my lowest limits and was denied recently for 2 SP CLI's. Only reason I took the HP was I wanted to do some BT's and it's one of the only cards I have with a fair amount of 0% BT time left on it. I've had the card since Nov. BTW. Have you hit the CLI button since you've had yours? It is SP BTW.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 5 of 18
Te3030
Regular Contributor

Re: Union Plus M/C--Capital One CLI....


@Credit-hoarder wrote:

@Te3030: Sorry to hear that. I was thinking of closing mine also. It was one of my lowest limits and was denied recently for 2 SP CLI's. Only reason I took the HP was I wanted to do some BT's and it's one of the only cards I have with a fair amount of 0% BT time left on it. I've had the card since Nov. BTW. Have you hit the CLI button since you've had yours? It is SP BTW.


 

Yes, I hit it at least every month, even tried EO a couple months ago. My EQ is 702 and that's what they check, no bad tradelines except paid tax lein. Still a couple more days until it's officially 1 year old, if no action by then I'm done. It's good to know at least CLIs are possible though.

Message 6 of 18
Credit-hoarder
Valued Contributor

Re: Union Plus M/C--Capital One CLI....

They're possible---but I had to take a HP on EQ to get this one. Otherwise mine probably would have been stuck at the $2K SL also.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 7 of 18
MissMoni223
Senior Contributor

Re: Union Plus M/C--Capital One CLI....

Way to go!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 18
Anonymous
Not applicable

Re: Union Plus M/C--Capital One CLI....

Congrats.
I've had that card for over a year now, still stuck at 1k. Any idea if you can PC it, mine doesn't give any cash back. 19% Apr, a 1k TL, and no rewards is useless to me. The cash back version would actually have a use.
Message 9 of 18
Jerry45
Valued Contributor

Re: Union Plus M/C--Capital One CLI....

Congrats!

Message 10 of 18
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