Update! Approved! CSP 2 weeks message!!

[Anonymous]

Last night, 12/19, I applied for the CSP and got the 2 weeks message by robo lady. It had a fixed APR when it showed in my offers so I pulled the trigger. What could this mean??

I got the FU through 6/30/18 through recon $500 SL. Just got a 2k CLI today. Used about 2-2.5k/month on this card. PIF every week.

Got the Freedom 11/10/18, instant approval through green check mark. 3k SL. Used around 4k because of Black Friday. Lol. PIF.

Im under 5/24 rule.
1% Utilization.
My problem is i dont have a 5k card, my oldest account is 7 months, lol, i know.
Fico: 719

Would love to get some advice and hope! Lol

[Remedios]

All it means is that additional review is needed.
If they need something from you, they will contact you. I would not call at this point ( other than automated line) because all it takes is one grumpy UW and it becomes a no go.

Two week message will often turn into 7-10 or 30 days message. Wait it out.
I dont think you not having 5k SL is a dealbreaker.

The biggest hurdle I see for you is your Freedom being only a month old

Good luck

[Priory_Man]

Don't lose faith, it may just be a verification thing.
Your oldest account is still very young, but, chase can see your spending and payment habits so there is hope.

[Anonymous]

Im trying my best to hold off on that phone call. Lol.

[_NERD]

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@Anonymous wrote:
Im trying my best to hold off on that phone call. Lol.

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“Do. Or do not. There is no try.”

- Yoda

The Empire Strikes Back

 

[CramEiko]

Time. Let everything age. You'll see great things happen if you keep everything buttoned up. 

Good Luck!

[coldfusion]

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@Remedios wrote:
All it means is that additional review is needed.
If they need something from you, they will contact you. I would not call at this point ( other than automated line) because all it takes is one grumpy UW and it becomes a no go.

Two week message will often turn into 7-10 or 30 days message. Wait it out.
I dont think you not having 5k SL is a dealbreaker.

The biggest hurdle I see for you is your Freedom being only a month old

Good luck

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30 days means that it hasn't been processed. 

14 day message means it's been processed and usually leads to final approval.  

7-10 day message can be a denial or it can be that they need additional information to complete the review. 

OP:

Wait 2 days then check the status again, if you still get a 14 day message it's almost certainly an approval so keep checking once daily until status changes to Approved or 7-10 days. 

If status changes to 7-10 days call for recon.   Do NOT call other than to check the automated line unless/until the status changes to 7-10 days. 

[Anonymous]

My patience is really getting tested. I'll update you guys with whatever happens.

[Anonymous]

Day 5, still on that 2 weeks message. **bleep** it robo lady.

[xaximus]

You can do it ! Definitely give it time and wait. Chase is a good lender and they do take their time.