Thanks for the congratulations. I read the terms before I accepted. It is a personal line of credit with a fixed interest rate and a 60 month term. While the rate is a little higher than what I could get from my credit union I wouldn't get 2.2% cash back. Overall I'm pleased. As far as the checking I really had no interest other than the $400. No way would I submit two years of tax returns and the 4506 so they could access my tax returns for a silly checking account.
Did you have to furnish any docs for the LOC/Credit Card?
No. Upgrade approved me with their prequalification tool. Then when I accepted their offer, they did a hard pull. They never asked me to provide any documentation.
