I completely agree. Members of this forum are so helpful. It is amazing!
@SRob10 wrote:Just wanted to add my two cents. I have been trying to figure out how to get out of the annual fee for months, so I decided I would save my cash rewards up and just pay the annual fee when it posted. I read your post and had no idea that we could ask for the card to be upgraded to a different card with no annual fee. I followed your instructions and it worked for me as well. Thanks again for your help, sometimes we have no idea how the words we post on this forum can help others.
In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Platinum Rewards Visa 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 86,200. 7/2-FICO: EQ - 788; TU - 779; EX - 690; Utilization: 12%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 6; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.