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Upset about NFCU 3-5 cli day message....Guess what I did?

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raydmercer2345
Regular Contributor

Upset about NFCU 3-5 cli day message....Guess what I did?

2nd time ive been declined or a credit limit increas by NFCU.....Not sure why they dont show me LUV for CLI's...I opened a USAA account yesterday. As soon as NFCU denied me, I logged into to USAA and applied for Cashback Mastercard with chip....Instant approval for 7k....Then.....turned right back around and applied for Amex....Instant approval for 7k again! Take that NFCU! Jk...I love NFCU but glad to be in with USAA!!!

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Upset about NFCU 3-5 cli day message....Guess what I did?

Congratulations do you mind sharing you score and your utilization? I want to apply for Usaa Credit card I bank with them
Message 2 of 12
Anomalous
Senior Contributor

Re: Upset about NFCU 3-5 cli day message....Guess what I did?

Congratulations on th approvals!

Keep both your credit and your body in top shape!

Message 3 of 12
raydmercer2345
Regular Contributor

Re: Upset about NFCU 3-5 cli day message....Guess what I did?

I believe they pull EQ from what Ive read...score is 705 fico. Utilization is at 4% but I have 16 inquires most of them within the past few months and lots of new accounts. Thats what I was concerened about but I was so mad a NFCU I didnt care! 

Message 4 of 12
uswala
Senior Contributor

Re: Upset about NFCU 3-5 cli day message....Guess what I did?


Congrats on the approval!

Message 5 of 12
Anonymous
Not applicable

Re: Upset about NFCU 3-5 cli day message....Guess what I did?

Good deal that's my range with Equifax I think I am in 720 score and utilization 7% I guess I have shot at Usaa Credit card
once again Congratulations
Message 6 of 12
raydmercer2345
Regular Contributor

Re: Upset about NFCU 3-5 cli day message....Guess what I did?

Not gonna lie....i am still contemplating goin for a third! 

Message 7 of 12
raydmercer2345
Regular Contributor

Re: Upset about NFCU 3-5 cli day message....Guess what I did?

I would go for it!

Message 8 of 12
Anonymous
Not applicable

Re: Upset about NFCU 3-5 cli day message....Guess what I did?

Good for you!
Message 9 of 12
gdale6
Moderator Emeritus

Re: Upset about NFCU 3-5 cli day message....Guess what I did?


@raydmercer2345 wrote:

2nd time ive been declined or a credit limit increas by NFCU.....Not sure why they dont show me LUV for CLI's...I opened a USAA account yesterday. As soon as NFCU denied me, I logged into to USAA and applied for Cashback Mastercard with chip....Instant approval for 7k....Then.....turned right back around and applied for Amex....Instant approval for 7k again! Take that NFCU! Jk...I love NFCU but glad to be in with USAA!!!


Grats on your double approval from USAA Smiley Happy

Message 10 of 12
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