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@youngandcreditwrthy wrote:@cashorcharge I've managed to get a couple syncb cards this way. they do that ID verification thing then I go back and freeze. i get approved based off the soft pull. its a great thing!
That's great! I will admit....So many "Synchrony giveth and taketh away" stories from people. With that in mind, I don't know that I could maintain enough spend to not get on their "taketh away" radar. Anytime you can secure a SP approval...that's an ABSOLUTE win in my book.
Congrats on the SP Approval !! ![]()
Amazing discovery!!! This reminds me of that movie "Drunken Master." Well done.



















Just a word to the wise. I had 11 accounts with them. All in good standing, most with a zero balance. Cards like Care credit, PayPal, Guitar Center, JC Penney MC, Crate and Barrel and some others. Well a few months ago I logged in and clicked on the credit limit increase for PayPal (which was approved for a 2K CLI) and two other accounts. During Hurricane Milton I logged in to see that they closed all of my accounts! I talked to corporate, all they said was "increased risk" when I know it was due to the credit increase requests. They saw how much credit I had with them and they shut them all down. Just an FYI
Buyer Beware of Synchrony.
Congratulations on your Venmo approval!
Did your limit stick when you received the card?
Congrats
Congrats on your approval
Is it a soft pull then a offer, which in that case you accept you will get hard inquiry or you will get a hard inquiry regardless the limit ?
Sorta like what apple card does, offers a limit and if accepted then a hard pull.
Is it a soft pull then a offer, which in that case you accept you will get hard inquiry or you will get a hard inquiry regardless the limit ?
Sorta like what apple card does, offers a limit and if accepted then a hard pull.