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Venmo Visa CLI

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pip3man
Valued Contributor

Venmo Visa CLI

Card was opened May 15, so two days shy of the 6 month mark. SL was $1600 and I still don't have the love button option yet on the app. Last night I called the robolady and requested $10k. Got partially approved for an additional $1600, essentially doubling the limit. This is my primary card - it's constantly maxed out but always paid in full before statement closing. With this new limit I don't have to make multiple payments just so I can free up credit. By the way, they place extended hold on ALL my payments sometimes ranging from 7-14 days. I'm not sure why cos I've never bounced a payment and always use the same standing instruction. Anyone knows if SYNCB credit line increases are on a 4 or 6 months interval?

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Message 1 of 9
8 REPLIES 8
BigBS
Senior Contributor

Re: Venmo Visa CLI

Congrats on the build and wishing continued success on the rebuild. YMMV on the schedule for Synchrony CLIs.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 9
JoeRockhead
Community Leader
Super Contributor

Re: Venmo Visa CLI

Congratulations on your CLI! Synchrony has been known to do CLIs at 4 months but I think for most people, generally the 6 month time frame is more common and accepted so YEMV. 

 

The hold on your payments may be due to your bank, or the experiences Synch has had with them.  

Message 3 of 9
youngandcreditwrthy
Senior Contributor

Re: Venmo Visa CLI

auto clis happen mostly at 4 mos and self intitiated are 6 mos. YMMV

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 9
cashorcharge
Community Leader
Super Contributor

Re: Venmo Visa CLI

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 5 of 9
M_Smart007
Legendary Contributor

Re: Venmo Visa CLI

Congratulations on your CLI 🎉

Message 6 of 9
CreditAggie
Community Leader
Super Contributor

Re: Venmo Visa CLI

Congratulations on your Venmo Visa CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 9
NoMoreDebt
Senior Contributor

Re: Venmo Visa CLI

Congrats on the cli

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 8 of 9
Anonymous
Not applicable

Re: Venmo Visa CLI

Congrats on the CLI!

Message 9 of 9
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