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So I decided to take everyone's advice and go with the Capital One Venture X.
Instant approval for 10k, so it may have been a tight approval lol
I plan to make this my main daily driver card, so hopefully it will grow for me. I'm excited about this one!
DPs:
All scores mid to high 700s, one or two inqs per bureau, one new account in last two years.
Thanks all!
Congrats on your VX approval. Enjoy!







Nice, congratulations on your VX approval!
Gratz on the card and SL!
Congrats on the approval!
An interesting update is that I got an email just now saying that the card was shipped via FedEx overnight and would be here tomorrow. Two days from approval to physical card is a first.
I hope you travel a lot! Do you plan to keep it long term? I've always been scared off by the fee.
@LiamDavis wrote:I hope you travel a lot! Do you plan to keep it long term? I've always been scared off by the fee.
I haven't traveled at all in the past lol. But going forward I will be traveling internationally a couple times a year or so. I assume I'll hang onto it long-term if I see the value!
Congrats on the approval!

@pinkandgrey wrote:An interesting update is that I got an email just now saying that the card was shipped via FedEx overnight and would be here tomorrow. Two days from approval to physical card is a first.
Same when I opened mine. I was also a marginal approval, but for different reasons. I had lower scores and have a BK on file, but was giving C1 most of my spend and PIF for a while before applying.
