Congrats on the new X card!
Congratulations! Did you think your old Venture was "overpriced"? This Venture X is interesting. I'd wonder how well C1 travel portal is...
@barca wrote:
@wingennis wrote:Couldn't stop myself from applying despite having closed my Venture last year. I think the potential value of the Venture X is worth giving it a try. Ah, the joy of the triple pull.
All Ficos 750-770
AAoA 2y8m
Utilization 1%
SL=20k @Anonymous.99%
Do you know if this card has primary or secondary rental insurance
big congrats by the way.
Primary! Which is something even my Platinum doesn't have.
I did think the old Venture was overpriced and I hated to just rent a credit line. Since I already had the Amex Platinum, it offered no real value (and no domestic travel partners). Capital One knows how to do simplicity right, though, and I have missed that. I'm grateful for Amex for being my gateway credit. They gave me a shot when I had a thin file. I am so, so tired of all the hard to use credits. And I am very displeased by the fee increase which is supposed to be offset by the new hard to use credits. They are impossible to use credits in rural northern Arizona. I think the Venture X really checks all the boxes for me.
I really did not expect to be approved for this card. I was denied the Savor this summer for too many new accounts (I'm now 8/24).
Until I got approved, I was just planning to renew my Plat for one more year since it is still $550. When I did get approved, I got on the chat and asked to product change to Green (hate to lose an old tradeline/can afford the annual fee and I can't use the credits for the Gold). Of course they offered me a retention offer so I accepted thinking $550 for another year plus 40k more MRs.
Duh. I can't meet $13k credit spend in 6 months for both bonuses. 10k is barely doable but is doable. I'm thinking go back to my original plan to downgrade to Green since I really feel the Venture X is a great fit for me. Thoughts?
