Venture X cli approval and update

kripler68 · ‎03-04-2024

Capital One Venture X approval

Filed Chapter 13 BK April of 2017 and Experian and TU have removed it from report, EQ on for duration probably. Today I was looking at venture x card and from what I read, they pull from all 3 bureaus. I went to EQ and froze report and applied...30,000 SL!

Disco 8,000

Sams Club 12,000

Was not expecting that even though Experian was at 827 and TU at 822 with 230,000 salary.

feeling fantastic!!!!

Update:

today marks day 43 with this card. After reading about early cli success, I went ahead and hit the button... new limit 40,000.

pushed about 5,700 hundred through it in February and just paid in full before the statement cuts in 3 days.

CorpCrMgr1 · ‎03-04-2024

Congratulations on your approval for your new CC and your CLI!!!

nytokyobred79 · ‎03-04-2024

Congrats on the massive SL and the immediate cli success. And yes, Cap 1 can approve some new acct cli's well before 6 months depending on the profile. They're unpredictable at best. But you've done well with them 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

coreyb80 · ‎03-05-2024

Congrats on the increase!

BigBS · ‎03-05-2024

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

JoeRockhead · ‎03-06-2024

Outstanding SL, congratulations on your approval!

gorgon · ‎03-06-2024

Congrats on your approval and CLI.

alextercero · ‎03-06-2024

Congrats on your approval and CLI!

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

NoMoreDebt · ‎03-08-2024

Congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

youngandcreditwrthy · ‎03-09-2024

@kripler68 did c1 make you provide an POI in any capacity?

they seem to be very focused on preventing fraud and asking for POI these days. recently had to provide it myself to get approved, but I also have a 21k QS and a 3K west elm vis sig.

congrats again!

P.S. I can GUARANTEE you that if they had pulled EQ, they would have denied you based on the BK. and Im surpised they didnt tell you to unlock EQ bc they LOVE using eq to approve and for Adverse Action disclosures, however, I have frozen my EQ before and still gotten approved with them. Id like to see more datapoints on people freexing 2 of 3 CRAs and see if cap one approves them. would be easy way to lower inquiries and get approval based on higher scores = higher limit, better terms.