New member just had to share...
Applied to VitaCost MC last week (cold app since I cant get the shopping cart trick to work).. was given 7-10 day message. Felt bummed as I was approved for the Total Rewards for $9,500 after getting pre-approved letter in the mail and Southwest Premier for $2,000 (after recon) last week after looong conversation with Chase credit analyst.
So today i called the Coemnity recon # and indeed was told that i was denied due to my credit score. Showing 650 on EQ and 653 for EX per my signature below. I asked her if someone can recon considering Comenity approved my for a $9,500 Total Rewards card last week. All she said was I can forward it for manul review and you will hear from us in another 7-10 days. This was at 11am this morning PST.
Just now at 1:40pm PST i got impatient and decided to check out the Vitacost Comenity link one more time using the i dont have my card # option. I tried this link numerous times after initial 7-10 day notice last week and all weekend hoping that they would change their mind. Well this time around it asked me for more information instead of not being able to find my account in the system!
Filled out my info.. (palms sweating with excitement :-) ) and BAM $5,000 Credit Line Approval!!! Woo hoo!!!
In the last week applied for 5 cards total (Comenity TR, Chase Soouthwest Premier, Discover IT, Capital One, and Vitacost MC. Approved for 3 totaling $17k in new Credit Line, asked for a joint applicant for Discover IT (no thanks, no more joint for me need to do this on my own) and just sent Recon letter to EO for Cap One hoping they changed their minds. Before this i only have 2 joint cards with my wife and 4 cards as an AU with my wife. She has all the cards due to her excellent credit. In the past ran into some credit card trouble 5+ years ago and decided to not have anything to do with credit for the last 5 years outside of the 2 joint cards with 0-10% utilization and being an AU with my wife since we married last year So 4 years prior to that i lived off of my debit card.
Happy to start a new life with credit and determined more than ever to handle it with care... thank you so far for all this board have taught me for the week and half ive been reading on here!! :-)
Congrats! 
Congrats!
Nice on the Vitacost, grats
congrats
@ryllz75 wrote:New member just had to share...
Applied to VitaCost MC last week (cold app since I cant get the shopping cart trick to work).. was given 7-10 day message. Felt bummed as I was approved for the Total Rewards for $9,500 after getting pre-approved letter in the mail and Southwest Premier for $2,000 (after recon) last week after looong conversation with Chase credit analyst.
So today i called the Coemnity recon # and indeed was told that i was denied due to my credit score. Showing 650 on EQ and 653 for EX per my signature below. I asked her if someone can recon considering Comenity approved my for a $9,500 Total Rewards card last week. All she said was I can forward it for manul review and you will hear from us in another 7-10 days. This was at 11am this morning PST.
Just now at 1:40pm PST i got impatient and decided to check out the Vitacost Comenity link one more time using the i dont have my card # option. I tried this link numerous times after initial 7-10 day notice last week and all weekend hoping that they would change their mind. Well this time around it asked me for more information instead of not being able to find my account in the system!
Filled out my info.. (palms sweating with excitement :-) ) and BAM $5,000 Credit Line Approval!!! Woo hoo!!!
In the last week applied for 5 cards total (Comenity TR, Chase Soouthwest Premier, Discover IT, Capital One, and Vitacost MC. Approved for 3 totaling $17k in new Credit Line, asked for a joint applicant for Discover IT (no thanks, no more joint for me need to do this on my own) and just sent Recon letter to EO for Cap One hoping they changed their minds. Before this i only have 2 joint cards with my wife and 4 cards as an AU with my wife. She has all the cards due to her excellent credit. In the past ran into some credit card trouble 5+ years ago and decided to not have anything to do with credit for the last 5 years outside of the 2 joint cards with 0-10% utilization and being an AU with my wife since we married last year So 4 years prior to that i lived off of my debit card.
Happy to start a new life with credit and determined more than ever to handle it with care... thank you so far for all this board have taught me for the week and half ive been reading on here!! :-)
Congrats on your approval
Congrats to you too lhcole!!! Im hoping fr SP CLI's too but wont click the button until i activate my card! hehehe