WF CLI

[Anonymous]

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@HiLine wrote:

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@Anonymous wrote:

So, I've been reading about CLIs hard and soft pulls...I decided to call WF and ask for an increase, I've never done that before. I've also read they can be weird about even giving increases. I asked for 1.5k, received $700.  The CSR said if I still wanted the original amount I'd speak to an analyst and it would be a hard pull.  Went with the soft pull. Yay me.

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Congratulations! WF is very conservative, so getting any CLI from them is quite an achievement! What was your current limit if you don't mind sharing?

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Thank you, the new limit is $3500.  I should have been doing this a long time ago.  I never thought about utilization %s before.  And with BOA both times I hit the luv button online its been a hard pull to TU even though the initial pull was on EX.

[Anonymous]

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@enharu wrote:

ok so after reading this thread, i got home, called WF and asked for a CLI. I was turned down, because my last CLI was done on Feb 7th, and I have to wait 60 days. So April 8th or 9th, I will be elligible for a CLI (hopefully).

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Aww, I'm sorry! I didn't think to ask when I can request another CLI...I'll definitely try another time in the next few months.