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WHYYYYY CHASE!!!!

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Anonymous
Not applicable

WHYYYYY CHASE!!!!

I OFFICIALLY hate Chase, but not for the reason some might think of. I hate them because THEY KEEP APPROVING ME for creditcards! It all began with CSP. I've applied for Amex BCP, but was denied...I was expecting that to scare me away from applying anymore....SIKE!!! I ran back to Chase and applied for United Mileage Plus Explorer (APPROVED) and as a few weeks went by I decided well Amex hates me so I got tempted again and applied for Marriott Rewards (APPROVED) and well a few days went by and i started thinking how Marriott and Ritz differ and then thought, hell...probably wouldn't get approved anyway so i applied for it and of course...approved. It all just seems too good/easy to be true Smiley Surprised

Message 1 of 24
23 REPLIES 23
Anonymous
Not applicable

Re: WHYYYYY CHASE!!!!

Well, Welcome to the Forums and Congrats on the success with Chase! Love-hate relationships can be a bit tricky. I am curious besides the one denial have you applied for any other Amex product? Maybe their just playing hard to get with you? Smiley Wink

Message 2 of 24
Anonymous
Not applicable

Re: WHYYYYY CHASE!!!!

Lol enjoy the Chase love.
Message 3 of 24
sorachepa
Valued Member

Re: WHYYYYY CHASE!!!!

what limits did you get for CSP? also, did Chase pull you each time from more than one CB? is it TU and Experian? 

what did Amex pull? just curious.. 



Starting Score:~ 600 all 3 in 2005 - Last App: TU- June 2013; EQFX - May 2014; EXP - Oct 2014;
Current Score: Dec 2014 - EXP: FNBO-778/900; PremierCreditManager-746/850; CreditSecure-746/850; IdentityGuard-729/850;
EQFX: DCU-723/830; CreditSecure-734/850;
TU: WM-734/850; TUonline-809/990; CKarma-749; Discover-745/850; CapOne-724/850; CSecure-769/850;
Goal Score: > 800 all 3

App-Free Target Date:> JAN 2014 (6 months)
Message 4 of 24
Anonymous
Not applicable

Re: WHYYYYY CHASE!!!!

Congratulations on the Chase approvals!

Message 5 of 24
Anonymous
Not applicable

Re: WHYYYYY CHASE!!!!

AMEX tends to pull EX. Chase is a mixed bag. But for me its been EX single pulls.
Message 6 of 24
Anonymous
Not applicable

Re: WHYYYYY CHASE!!!!


@Anonymous wrote:

I OFFICIALLY hate Chase, but not for the reason some might think of. I hate them because THEY KEEP APPROVING ME for creditcards! It all began with CSP. I've applied for Amex BCP, but was denied...I was expecting that to scare me away from applying anymore....SIKE!!! I ran back to Chase and applied for United Mileage Plus Explorer (APPROVED) and as a few weeks went by I decided well Amex hates me so I got tempted again and applied for Marriott Rewards (APPROVED) and well a few days went by and i started thinking how Marriott and Ritz differ and then thought, hell...probably wouldn't get approved anyway so i applied for it and of course...approved. It all just seems too good/easy to be true Smiley Surprised


Congrats... and you are very silly ha..ha..Smiley Tongue

Message 7 of 24
chalupaman
Super Contributor

Re: WHYYYYY CHASE!!!!

Lol. I'd be happy with that. Congrats. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 24
uswala
Senior Contributor

Re: WHYYYYY CHASE!!!!

Congrats on all your Chase approvals!

Message 9 of 24
gdale6
Moderator Emeritus

Re: WHYYYYY CHASE!!!!


@Anonymous wrote:

I OFFICIALLY hate Chase, but not for the reason some might think of. I hate them because THEY KEEP APPROVING ME for creditcards! It all began with CSP. I've applied for Amex BCP, but was denied...I was expecting that to scare me away from applying anymore....SIKE!!! I ran back to Chase and applied for United Mileage Plus Explorer (APPROVED) and as a few weeks went by I decided well Amex hates me so I got tempted again and applied for Marriott Rewards (APPROVED) and well a few days went by and i started thinking how Marriott and Ritz differ and then thought, hell...probably wouldn't get approved anyway so i applied for it and of course...approved. It all just seems too good/easy to be true Smiley Surprised


Grats to all the Chase approvals Smiley Happy   I would stop apping  with them for at least a year or you might start getting closed out by them

Message 10 of 24
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