WOW nice cli from cap 1

[SUPERSQUID]

I have been badmouthing cap 1 lately but i take it back. this morning i logged in to my acct and noticed my cl was 1800. yesterday it was 300. some dp's

my scores are 670-690, my income is mid 30's, bk7 dc in 12/2019 cap 1 iibk7 for about 5k, i've had the card 6 months,

i used the card every month between 30-50 percent balance of the credit limit and then pif after statement cut.

2 days ago they gave me an upgrade to the qs no af.

i was scratching my head as to why they gave me the no af version but now it appears they like me.

Does this mean i'm not bucketed?

[CardHunter]

Very nice, congrats on your CLI!

[schsa210]

I've never been able to understand Capital One, but at least they are being kind to you, maybe one day I will know how that feels, LOL.

Congrats on your cli and upgrade!

[Trini88]

Congrats!!!!! 🍾🎉🎊 When I upgraded my $500 Platinum to Quicksilver, 2 days later they increased me to $2000 and this is after slamming them any chance I got. They even sent me an email to get their SavorOne the day after upgrading to Quicksilver.

[Mr_Mojo_Risin]

Wow, that's very nice. We don't a $300 SL increase that much that quickly very often.

Big congrats to you!

[SUPERSQUID]

---

@schsa210 wrote:

I've never been able to understand Capital One, but at least they are being kind to you, maybe one day I will know how that feels, LOL.

Congrats on your cli and upgrade!

---

I have read on these boards that cap 1 computers make these decisions. from posts i read the consensus was to use 30-45 percent of the cl per month and then pif the end of the month. thats exactly what i did except a couple of months i used closer to 50 percent of the cl.

MF is the best resource for this stuff. it worked.

ps- i never asked for a cli, it was automatic

[Rebuild2019]

Congratulations 🎉🎈🍾 on your CLI!!!

[gdale6]

Grats on your move up with Cap-1

Still possible they will limit the top CL you can obtain with the card since it originally was an AF card. I blew mine off after 11 yrs, never got it over 2450...

Adding: Now I only have walmart store card that transferred from Synch and I am getting pre selected mailers from Cap-1 trying to push me into one of their top tier cards. Not interested at this point as they would be redundant to the ones I already have reward wise.

[CreditAggie]

Congratulations on your Capital One CLI and product upgrade!

[SUPERSQUID]

I want that walmart card but i am cooling it until early 2022 when i want an nfcu cc first and then app for the walmart right after the nfcu.

I am very happy with the 1800 cl on the QS so if it stays there thats fine.

I want rewards cards, I use my red card and discover a lot because of rewards and that walmart card has 5 percent.

I apped the prequal yesterday on cap1, nothing showed and then on nfcu and only the nrewards showed. in jan i am post 2 yrs dc of my bk7 and maybe i have a shot with nfcu and walmart.

If i get those two cards i will drop a few of my present. i recently dropped 3 sub prime cards with low cl's and fees.