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WSV (SP) Approval $5000 SL!! Update: AKC Visa Denied!

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nuohlac
Valued Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!


@credit_endurance wrote:

Thanks @nuohlac!! Much appreciated! I remember your approval a few weeks back, do you have any more cards with Comenity?


I have an Overstock store card (2018) with a $10,300 limit and a Sephora store card (2020) with $1,250 limit. I put all types of money through my Overstock card. Sephora is basically my DD's dance recital make up and I'm a big girl daddy card. 




Message 21 of 39
credit_endurance
Valued Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!


@nuohlac wrote:

@credit_endurance wrote:

Thanks @nuohlac!! Much appreciated! I remember your approval a few weeks back, do you have any more cards with Comenity?


I have an Overstock store card (2018) with a $10,300 limit and a Sephora store card (2020) with $1,250 limit. I put all types of money through my Overstock card. Sephora is basically my DD's dance recital make up and I'm a big girl daddy card. 


@nuohlac @Gotcha 😁 I did have Overstock , Wayfair, GanderMountain & Gamespot but proactively CLD them out 2016/2017. I see your Sephora was in 2020 as well so kind of recent. Just wanted to get a feel on if I was poking-the-bear right now as I also have an AKC Visa app out there. "Living on the wild side" perhaps 😁😆😂

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 22 of 39
Anonymous
Not applicable

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!

Congratulations! Nice way to spend the weekend!!

Message 23 of 39
nuohlac
Valued Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!


@credit_endurance wrote:

@nuohlac wrote:

@credit_endurance wrote:

Thanks @nuohlac!! Much appreciated! I remember your approval a few weeks back, do you have any more cards with Comenity?


I have an Overstock store card (2018) with a $10,300 limit and a Sephora store card (2020) with $1,250 limit. I put all types of money through my Overstock card. Sephora is basically my DD's dance recital make up and I'm a big girl daddy card. 


@nuohlac @Gotcha 😁 I did have Overstock , Wayfair, GanderMountain & Gamespot but proactively CLD them out 2016/2017. I see your Sephora was in 2020 as well so kind of recent. Just wanted to get a feel on if I was poking-the-bear right now as I also have an AKC Visa app out there. "Living on the wild side" perhaps 😁😆😂


Probably... but why not. I'm not sure if two open circuit (real world money) accounts would fly so close to one another. They will give you closed circuit money all day long as you know. If they say no you can try it again in 6-8 months and probably will see a better result. I'm hoping you can do the double with Comenity. 




Message 24 of 39
credit_endurance
Valued Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!


@Cory88 wrote:

@credit_endurance wrote:

Hey there,

 

Me and Comenity Bank have had a long but strained relationship.

 

Got JCrew in a SCT and built that up from $300 SL to $27.9k before they gave me the boot earlier this year. Not sure if I should be poking this bear or not. But the prospect of getting another growth potential visa and actually shopping at this place persuaded me to go this route.Smiley Tongue

 

This one was sorta of a no-brainer  as I was browsing the site for a cooking themometer of all things. Smiley Happy Got the pop up for preapproval filled out the info and got a 2 week letter notice. Didn't know what to make of that so waited on the letter, stated they needed additional information to complete the application. Spoke to a very nice specialist who aked the typical Dob, Ssn , Addy and a small serious of verification questions on my CR and wholla! Congraulated me on my approval!. Looks to be a SP as I have not recieved an alert on any CR.

 

Also needed a replacement for my carecredit (closed by Sync) So Applied for that AKC Visa and got an EXP pull.immeditely. Said they would review and send me notice of the decision within 7-10 business days. I would prefer a better apr and a visa over higher apr and the limitations of the care credit card. So we will see what happens.Smiley Wink

 

Thanks for looking!


I think the Jcrew of 29k is funny since I have mine at 5k and they told me in a letter that 5k is all they allow on that card. I have the Williams Sonoma Visa and it's a good card $25 for your birthday each year, one thing to do is if you don't get an E-Mail for the $25 or it on your statement call them (Comenity) up and ask for the number I did not get mine and they said they "sent an E-Mail and my E-Mail does not work" it's thier on your account within days of your birthday mount start.


Yea @Cory88  not sure what they where talking about! Hey, they must don't know anything about the MyFico effect! 😆😂 We go big or go home around here! 😆😉

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 25 of 39
credit_endurance
Valued Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!


@Anonymous wrote:

Congratulations! Nice way to spend the weekend!!


@Anonymous Thanks so much! Indeed a nice way to bring in the (unofficial) start of summer in lite of all the madness😁

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 26 of 39
heeseon
Frequent Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!

Congratulations

TU789 EQ786 EX791(05/23)
Message 27 of 39
CreditAggie
Community Leader
Super Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!

Congratulations on your Williams Sonoma Visa approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 28 of 39
credit_endurance
Valued Contributor

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!

@CreditAggie Thank you!!

@heeseon Thanks for the well wishes!! 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 29 of 39
Anonymous
Not applicable

Re: Williams Sonoma Visa Siggy (SP) Approval $5000 SL!!

Congrats on your approval! 

Message 30 of 39
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