Walmart CC Auto CLI

Currypuff72 · ‎01-27-2022

Congratulations! 👍

BK13 to BK7 conversion 7/16/2021
341 mtg 8/11/2021
BK7 discharge 10/13/2021

I have a plan and so far it’s going as planned
Approvals since discharge:
Cap1 Auto 10.99%
Cap1 Platinum SL 2000/current 2300
Cap1 Walmart SL 1000/current 1500
Petal2 SL 4500
PayPal Credit SL 2000
CFNA Ted Wiens SL 1800/current 2800
Apple MC SL 500
Sinclair Gas Card SL 550
DiscoverIT SL 2000
CCCU Auto refi 5.04%
CCCU Platinum Rewards SL 500
All cards zero except two
I never pay interest- always pay in full
I use one card for a few months running it up to 30% then bringing it back down to zero then move on to the next card. Starting scores in 10/2021 were non existent as no scores could be found since I had been in Ch13 for several years and had no active credit accounts. Todays scores:
EX Fico8- 675
TU Vantage 3.0- 686
EQ Vantage 3.0- 696

CreditMagic7 · ‎01-27-2022

Congratulations on your Walmart auto-increase @pip3man

Guess i'll do the same and give mine 6 months usage/PIF- useful tip

Anonymous · ‎01-27-2022

Congrats my first Cap 1 card turns 6 months on the 22nd of Feb I may try for the Walmart card I shop their a bunch .

pip3man · ‎01-27-2022

@CreditMagic7 wrote:
Congratulations on your Walmart auto-increase @pip3man
Guess i'll do the same and give mine 6 months usage/PIF- useful tip

If you do, just keep going at it. I feel like if I had maintained the same heavy usage like I did the first couple months, I woulda gotten the max $3k increase. So don't make the same mistake. Use the heck out of the card, PIF and like clockwork you'll get your initial CLI the exact day your account hits 6 months. All the best!

CreditMagic7 · ‎01-27-2022

@pip3man wrote:
@CreditMagic7 wrote:
Congratulations on your Walmart auto-increase @pip3man
Guess i'll do the same and give mine 6 months usage/PIF- useful tip
If you do, just keep going at it. I feel like if I had maintained the same heavy usage like I did the first couple months, I woulda gotten the max $3k increase. So don't make the same mistake. Use the heck out of the card, PIF and like clockwork you'll get your initial CLI the exact day your account hits 6 months. All the best!

Thanks. I'll pattern it that way, my SL is $2000