Walmart CLI ... NFCU denial

Anonymous · ‎03-21-2017

Been gardening for the past couple months. Tried for a couple soft pull CLI's

Applied thru Walmart online chat. Told me call an 800# for further assistance. I didn't even bother... checked today, line increased from $1400 to $5000

was at day 100 with NFCU so decided to hit the love button. Was denied bc they said my account was too now. I called the loan officer who told me 6 months was the benchmark. Big contradiction from what I've read but I didn't push it.

AverageJoesCredit · ‎03-21-2017

Congrats on the Wally increase. The Navy tide sems to be turning. 6 months seems the safer bet but youll get there

Anonymous · ‎03-21-2017

I have read where my new NFCU card should be at $25k within the first year. I have read people being requested POI when asking for CLIs. Regardless of the changes being made at NFCU I will simply allow them to decide when they want me to have a CLI. Great CU. No need to try to get to the top of the mountain in 90 days....or 6 months.

Anonymous · ‎03-21-2017

@Anonymous wrote:
Been gardening for the past couple months. Tried for a couple soft pull CLI's

Applied thru Walmart online chat. Told me call an 800# for further assistance. I didn't even bother... checked today, line increased from $1400 to $5000

was at day 100 with NFCU so decided to hit the love button. Was denied bc they said my account was too now. I called the loan officer who told me 6 months was the benchmark. Big contradiction from what I've read but I didn't push it.

Hey, OP, as long as the CLI request is a SP, there's no harm in trying! Synchrony is a tiered model - get to 675 TU orr thereabouts and it's a 4-6k CL. Get to 700 on TU and you're at 10k NFCU can be persnickety... don't take it personally, just figure out the formula Congratulations on your Wally CLI. That's a big bump.