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Walmart Card Approved (Pre-Qualify Link)

2b2rich
Established Contributor

Walmart Card Approved (Pre-Qualify Link)

(Edited to add the prequalify link, sorry!  Again, when I used the desktop, it went to the regular apply page, but when I used my phone as someone on another post suggested previously, it went to the prequalify page.  Hope this helps!

Capital One Walmart Rewards Card | Capital One

https://www.capitalone.com/credit-cards/walmart-rewards/)

 

It didn't work for me on the desktop, but I tried the link on my iphone and it did go to a preapproval page.  I put my info in and it showed "congratulations, you're preapproved...." (did not give an SL amount at this point) and the button to continue my application.  I wanted this card when I only had the WM store card but was never approved so I went for it even though I burned Synch with the WM store card.  I was instantly approved for $1K and it stated the card would arrive in 7-10 days. 

Now, here are some data points of mine: the WM store card I had was with Synch when I filed chp7 and was transferred to Cap1 while in Bk7.  On the other hand, I also (sadly) had burned Cap1 for two of their cards for about $7K and they instantly approved me for the platinum 10 months post discharge so could be they're just the great and forgiving (I had never missed a payment on either card in all the years I'd had them).  YMMV, but if you're having issues finding the preapproval on desktop, etc. you may want to at least try the link on your phone.

Chapter 7 Discharged & Closed Jan 2020
Message 1 of 31
30 REPLIES 30
CreditAggie
Community Leader
Super Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Congratulations on your Walmart approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 M):  
Banks & CUs:                           Goal Cards:
                
Message 2 of 31
AllZero
Mega Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Congratulations on your approval!

Message 3 of 31
M_Smart007
Legendary Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Congratulations on your approval! ...

Message 4 of 31
ComeBackLady
Established Contributor

Re: Walmart Card Approved (Pre-Qualify Link)


@2b2rich wrote:

It didn't work for me on the desktop, but I tried the link on my iphone and it did go to a preapproval page.  I put my info in and it showed "congratulations, you're preapproved...." (did not give an SL amount at this point) and the button to continue my application.  I wanted this card when I only had the WM store card but was never approved so I went for it even though I burned Synch with the WM store card.  I was instantly approved for $1K and it stated the card would arrive in 7-10 days. 

Now, here are some data points of mine: the WM store card I had was with Synch when I filed chp7 and was transferred to Cap1 while in Bk7.  On the other hand, I also (sadly) had burned Cap1 for two of their cards for about $7K and they instantly approved me for the platinum 10 months post discharge so could be they're just the great and forgiving (I had never missed a payment on either card in all the years I'd had them).  YMMV, but if you're having issues finding the preapproval on desktop, etc. you may want to at least try the link on your phone.


Very nicely done! 👏🏻👏🏻👏🏻 Congratulations 🥳🥳🥳

Starting Score: June 2020: 502
Current Score: EX: May 15 - 687, EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
May 15 - TU: 697

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3 ✅, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, MAY 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s


Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge

Message 5 of 31
coreyb80
Senior Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Congrats on the approval!

Message 6 of 31
MartyWrite75
Valued Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Congratulations on your approval!

August 2022: Experian 720 Equifax 720 Transunion 728


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $5,600 (Sock drawer) || Discover It: $7,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $3,000 || Amazon Prime Store Card: $10,000 || Overstock Store Card: $11,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000 || Citi Custom Cash: $4,500 || Verizon VS Visa: $7,500

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Target REDCard

Gardening to 02/18/2023 (ideally)
Total Utilization: 4%
Inquiries: Exp: (3) Trans: (1) Equif: (1)

Message 7 of 31
2b2rich
Established Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Thank you all.  For whatever it's worth, after I received the instant approval, at the bottom is stated that the card would arrive in 7-10 days and would need to be activated before it could be used and that I would have to use an alternate method of payment until then and there was a 'Continue Shopping' button right after that.  Now I wish I would have clicked on that button to see if it was a particular store because it was very much like a shopping cart situation.  I had not been shopping though, I only clicked on the link that had been posted in here. 

Chapter 7 Discharged & Closed Jan 2020
Message 8 of 31
1hotcat
Regular Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Thank You for sharing . I found a pre approval link on a WalletHub review and click on the pre approval for the Walmart card .

I filed out the form and hit click . There I was pre approved for the Mastercard Version . I completed the app and much to my surprised I was approved for a $3000 limit. It's my biggest starting limit since my rebuild . They pull three bureau's but it was worth it since my other 2 Cap 1 cards are toy limits.


Starting Scores:




Starting Score: 500
Current Score: 660
Goal Score: 700 (All 3 Bureau's) January 2023


Take the myFICO Fitness Challenge
The 1st stone looks just like a stone until one day you realize that you put one on top of the other and now it's a skyscraper .  

Message 9 of 31
SPChaser
Established Contributor

Re: Walmart Card Approved (Pre-Qualify Link)

Congrats on Walmart approval! 🥳

“Play the game, but don't believe in it“
Message 10 of 31
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