Walmart MC $300 SL, 633 Fico Equifax

[TattnallTrio]

I mentioned I'm ready to start an app spree. I'm 2.5 years post BK7, I have a QS Visa $750 (upgraded from Journey), a QS1 MC $1,500, a few Comenity cards, Target $500, and Blaze MC.

I was approved for the MC with a $300 starting limit. My utilization is low, no new accounts or inquiries within the past 13 months. 

My income is $60,000 a year with $650 monthly rent. 

Maybe Capital One is cutting back on giving out large limits. I thought I'd be approved for more but 633 is still low.   I wonder if Walmart cards will be bucketed? I don't think I'm in a credit builder program with an increase in a few months. 

Also, this is interesting to me. Of the $300 limit, $105 can be used for Quick Cash in the store or cash advances. 

I followed the prompts to set my account up and added it to my existing CapOne user name and password. When I clicked view my card, it shows a MasterCard.

[AllZero]

Congratulations on your approval!

[Anonymous]

Congratulations on your approval! 👍

[M_Smart007]

Congratulations!

[newfossil]

Congratulations!

[silver_idle]

Congrats on your approval. To my knowledge, the walmart MC and other co-brand cards arent in any credit steps so after 3 months of using the card, you can try requesting a CLI, though I would suggest holding off for about 6 months to give your score a chance to grow (since your AAoA will take a hit which would bring your score down a tad).

[Traveler101]

Congrats!

[Anonymous]

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Congrats.   Awesome that you got the MC and not just the store version.  Looks like your hard work in rebuilding is paying off big time.  

[Meanmchine]

Congrats !

[TattnallTrio]

Thank you all! I added the card number into Walmart Pay and it works. I made a purchase tonight. However, I'm getting an error message when I try to load it into Apple Pay. 

I wonder if CapOne blocked the Walmart MC from ApplePay once Walmart stores are against ApplePay?