Walmart OnePay CashRewards MC Approval

Rdbeetle · ‎08-24-2025

I was just approved for the card. I used the pre-qualify tool and it came back with $5,000. I accepted (TU was pulled) and the card will arrive in seven days. I don't know the APR, it doesn't matter as I pay in full. I work for WM as a part of the store management team. We get Walmart+ for free and we now get 10% off on groeries, so along with this card, my savings should be pretty good.

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809

Vinjints · ‎08-24-2025

First one out the door on the new card. And sounds like you've got some pretty solid benefits there as well. Enjoy the new wallet bling.

NFCU Flagship (Daily Driver) | USAA Rewards (1999 Hooptie)

AmEx BCP (Groceries) | Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EX(F8) 780 | EQ(F8) 794 | TU(F8) 796 | EQ(BC8) 810 | EX(10T) 782

AndySoCal · ‎08-24-2025

I was interested until I read that Snchronny Bank is involved in the process.

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal

Rebuild2019 · ‎08-24-2025

Congratulations on your approval @Rdbeetle

user979797 · ‎08-24-2025

Congrats on getting your new Walmart MC 😀

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CreditMagic7 · ‎08-24-2025

Congratulations on your Walmart OnePay CashRewards MC approval

madmann26 · ‎08-25-2025

@AndySoCal wrote:
I was interested until I read that Snchronny Bank is involved in the process.

Amen -

To humor myself, I did the prequal anyway and it came back @$5k.

Congrats OP.

Current Scores - 8/26/2025

FICO 9

EQ - 769

TU - 778

EXP - 762

Copenix · ‎08-25-2025

Very nice indeed. Congrats on your card!

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $118.8K | Utilization 0.9%

FICO 8s May 2026

cashorcharge · ‎08-25-2025

WOOHOO!! Congratulations on your Approval!!👏🏼🍾🥂

Yasselife · ‎08-26-2025

Congratulations!🎊🎉 @Rdbeetle