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Another poster posted today they didn't have any luck with a prequal offer DW sat on this all day when i got home from work she said lets pull the trigger i said ok input the acceptance code Instant approval called 800 number approved for 1200. Data points TU Fico 08 643 Util 16% just paid a big payment will be lower next month 21 months behind a BK7 3 statementscut will tell her to call Credit Solutions.