New approval for Walmart Rewards Capitol One card. A little disappointed with the $3,000 starting limit, especially since I previously had a Capitol One Quicksilver with a limit over $10,000 that I closed. Oh well I guess Capitol One has a short memory. Hopefully the limit will somewhat grow in the future.
I am trying to get away from Amazon Prime, this will be useful for my Walmart plus / Walmart.com purchases with 5% cash back, but that's about it.
Time for a serious gardening session until the end of the year.
Congrats on the approval! I use the heck out of this card for that 5% in store. I'm going to be very sad when that 12 month promo ends and it drops to just 2%.
Congratulations on your approval!
My wife experienced a similar experience as you with Capital One. Years ago she had the Capital One Platinum with an annual fee. The limit was $5000. After about 3 to 4 years of having the annual fee we asked them to waive the annual fee or to let us product change it and they wouldn't. So she canceled the card.
About 3 months later they sent her marketing that they missed her and wanted her back as a customer. Sent a pre approval for a no annual fee Capital One Platinum card. She applied and they gave her a $1000 limit just 3 months after her closing a $5000 limit card. We were shocked. Took her about 8 years to get a limit increase. It was a disappointing experience. Her limit went from $1000 to $4000 where it still sits 3 years later.
@ahleahsis wrote:Congratulations on your Walmart MC approval! From personal experience, this card grows with usage. My SL was also $3k back when this was my primary card and got heavy usage I was able to get a $500 CLI after just 3 months!
My Walmart MC migrated over from the previous issuer and Capital One will not budge on a CLI increase from that migration. My denial says that I have the maximum amount allowed on this card. I refuse to believe that 8K is the max given on that card.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
