No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just apped at Wayfair last night, using the shopping cart trick on firefox browser as another user on the forums recommended, and was looking for one that would give me a high SL, was very excited when they approved me with $2000 SL, it is probably because my Neiman Marcus I apped for about a month ago thanks to another forum post on here gave me $1000 SL and they just reported. Thanks for the awesome encouragement and information on here very helpful for me!
my scores: 653 across the board up almost 100pts from 2 years ago
3 COFs but cap 1 just approved me for neiman marcus card
"serious degros" but currently they're all falling off
depending on report it says I have around 5-8 INQ but some will be falling off asap
Congrats on Approval
Congratulations! Use it well and it will serve you well credit-wise.
Thanks! I am actually planning on not using my store cards at all to try to help with my utilization, but my goal is to get CLI so I can hopefully get some cards with the major lenders, like AMEX and Barclays. I don't know how it works on getting CLI without using the cards at all. I think I've seen people get CLI without using them, but I don't know if that is the case with commenity.
@Anonymous wrote:Thanks! I am actually planning on not using my store cards at all to try to help with my utilization, but my goal is to get CLI so I can hopefully get some cards with the major lenders, like AMEX and Barclays. I don't know how it works on getting CLI without using the cards at all. I think I've seen people get CLI without using them, but I don't know if that is the case with commenity.
I got my Wayfair card July 2017 after receiving a "preapproved" letter in the mail. They started me with a $500 limit. I spent $40 on some canisters and haven't used it since. I do ask for cli's about every two months via the luv button and my limit is now $5500. Just an fyi, unless you want a HP cli, don't check the box allowing them to check your credit for an increase.