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Hi All
Good Day
Been spending "a lot" of time studying many folks who apped WellsFargo card and found Wellsfargo actually relocated their current card limit to their new approval card if the current card was not in a good use within the past 3 months. (some ppl said 6 but no i found it is 3 months) .
I have my (WISE CARD $20k) for 5 yrs and only used it probably 2-3 times per year just barely to keep it alive. And for this setup. I purposely spent 2 transations for a total around $200 in August and then let the balance posted to my monthly statement. THEN I apped for this new card. So for anyone who already have 1 or muliple wells fargo cards MAKE SURE MAKE SURE you use it before apply the new one. Or else they will approve your new card and relocated your old to make your old card only $1k limit left.
Approved: $30k
EX: 796 (5 inquires / 12 months)
Report: Deep and clean (oldest card 18yrs)
Income: $288k
Utilization: 4%
Banking Relationship: 17yrs checking account (Only keep $4-6k avg monthly balance on checking since no interest)
New Acc : 5 /12 , 5/24
Wells Fargo Total Explosure: $50k (Wise Card $20k + Active Cash $30k)
(was supposely wanna post a screenshot here but just couldnt able to figure out how to upload a photo here so I give up)
Good Luck everyone !
Congrats on a fantastic approval! 🎉🍾
You'll have the photo option as soon as you rank up to Member. ![]()
https://ficoforums.myfico.com/t5/User-Guidelines-General/Community-Ranks/m-p/6635265#M284



Congrats. Prior to screenshots gotta post a bit more to rank up doesn't take long. Enjoy the new card
Congratulations on your approval and fantastic starting limit! Thank you also for the tip!







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Congrats on your WF Active Cash approval!
QRD on the income 🤔? Is it entirely separate? Or this is the "accurate" amount that you earned and what job did you worked to get such a high number. I'm only asking this because I see numerous people post such of unrealistically high amount of income (with only if they're married) Anyways congrats on the new card.
@CreditHunter007 wrote:Hi All
Good Day
Been spending "a lot" of time studying many folks who apped WellsFargo card and found Wellsfargo actually relocated their current card limit to their new approval card if the current card was not in a good use within the past 3 months. (some ppl said 6 but no i found it is 3 months) .
I have my (WISE CARD $20k) for 5 yrs and only used it probably 2-3 times per year just barely to keep it alive. And for this setup. I purposely spent 2 transations for a total around $200 in August and then let the balance posted to my monthly statement. THEN I apped for this new card. So for anyone who already have 1 or muliple wells fargo cards MAKE SURE MAKE SURE you use it before apply the new one. Or else they will approve your new card and relocated your old to make your old card only $1k limit left.
Approved: $30k
EX: 796 (5 inquires / 12 months)
Report: Deep and clean (oldest card 18yrs)
Income: $288k
Utilization: 4%
Banking Relationship: 17yrs checking account (Only keep $4-6k avg monthly balance on checking since no interest)
New Acc : 5 /12 , 5/24
Wells Fargo Total Explosure: $50k (Wise Card $20k + Active Cash $30k)
(was supposely wanna post a screenshot here but just couldnt able to figure out how to upload a photo here so I give up)
Good Luck everyone !





Congrats

















@CreditHunter007 wrote:Hi All
Good Day
Been spending "a lot" of time studying many folks who apped WellsFargo card and found Wellsfargo actually relocated their current card limit to their new approval card if the current card was not in a good use within the past 3 months. (some ppl said 6 but no i found it is 3 months) .
I have my (WISE CARD $20k) for 5 yrs and only used it probably 2-3 times per year just barely to keep it alive. And for this setup. I purposely spent 2 transations for a total around $200 in August and then let the balance posted to my monthly statement. THEN I apped for this new card. So for anyone who already have 1 or muliple wells fargo cards MAKE SURE MAKE SURE you use it before apply the new one. Or else they will approve your new card and relocated your old to make your old card only $1k limit left.
Approved: $30k
EX: 796 (5 inquires / 12 months)
Report: Deep and clean (oldest card 18yrs)
Income: $288k
Utilization: 4%
Banking Relationship: 17yrs checking account (Only keep $4-6k avg monthly balance on checking since no interest)
New Acc : 5 /12 , 5/24
Wells Fargo Total Explosure: $50k (Wise Card $20k + Active Cash $30k)
(was supposely wanna post a screenshot here but just couldnt able to figure out how to upload a photo here so I give up)
Good Luck everyone !
Awesome limit! I was so happy to get my 20K SL earlier last year. Hoping to bump it to 30K (7,000 cli) in maybe January, late December.
I want a healthy balance in my checking; may help. 🤷♂️









Congrats on the strong approval!