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Wells Fargo Active Cash $30k

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Wells Fargo Active Cash $30k

Hi All

Good Day

Been spending "a lot" of time studying many folks who apped WellsFargo card and found Wellsfargo actually relocated their current card limit to their new approval card if the current card was not in a good use within the past 3 months. (some ppl said 6 but no i found it is 3 months) . 

 

I have my  (WISE CARD $20k) for 5 yrs and only used it probably 2-3 times per year just barely to keep it alive. And for this setup. I purposely spent 2 transations for a total around $200 in August and then let the balance posted to my monthly statement. THEN I apped for this new card. So for anyone who already have 1 or muliple wells fargo cards MAKE SURE MAKE SURE you use it before apply the new one. Or else they will approve your new card and relocated your old to make your old card only $1k limit left. 

 

Approved: $30k

EX: 796 (5 inquires / 12 months) 

Report: Deep and clean (oldest card 18yrs)

Income: $288k

Utilization: 4%

Banking Relationship: 17yrs checking account (Only keep $4-6k avg monthly balance on checking since no interest)

New Acc : 5 /12 , 5/24 

Wells Fargo Total Explosure: $50k (Wise Card $20k + Active Cash $30k) 

(was supposely wanna post a screenshot here but just couldnt able to figure out how to upload a photo here so I give up) 

Good Luck everyone !

 

Message 1 of 12
11 REPLIES 11
Yoshi1981
Regular Contributor

Re: Wells Fargo Active Cash $30k

Congrats on a fantastic approval! 🎉🍾

 

You'll have the photo option as soon as you rank up to Member. Smiley Happy

https://ficoforums.myfico.com/t5/User-Guidelines-General/Community-Ranks/m-p/6635265#M284


FICO 8: EQ 712 | EX 711 | TU 706
Discover $10k (AU) | Wayfair $4.5k | AAA Daily Advantage $4.2k | Citizens Bank Cash Back+ | USB Altitude Connect $2k | Target $1k
Message 2 of 12
CreditCuriosity
Moderator Emeritus

Re: Wells Fargo Active Cash $30k

Congrats.  Prior to screenshots gotta post a bit more to rank up doesn't take long.  Enjoy the new card

Message 3 of 12
Jordan23ww
Senior Contributor

Re: Wells Fargo Active Cash $30k

Congratulations on your approval and fantastic starting limit! Thank you also for the tip!

         


Message 4 of 12
Rdbeetle
Valued Contributor

Re: Wells Fargo Active Cash $30k

Congrats on your WF Active Cash approval!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 5 of 12
DanteJuan95
New Contributor

Re: Wells Fargo Active Cash $30k


@CreditHunter007 wrote:

Hi All

Good Day

Been spending "a lot" of time studying many folks who apped WellsFargo card and found Wellsfargo actually relocated their current card limit to their new approval card if the current card was not in a good use within the past 3 months. (some ppl said 6 but no i found it is 3 months) . 

 

I have my  (WISE CARD $20k) for 5 yrs and only used it probably 2-3 times per year just barely to keep it alive. And for this setup. I purposely spent 2 transations for a total around $200 in August and then let the balance posted to my monthly statement. THEN I apped for this new card. So for anyone who already have 1 or muliple wells fargo cards MAKE SURE MAKE SURE you use it before apply the new one. Or else they will approve your new card and relocated your old to make your old card only $1k limit left. 

 

Approved: $30k

EX: 796 (5 inquires / 12 months) 

Report: Deep and clean (oldest card 18yrs)

Income: $288k

Utilization: 4%

Banking Relationship: 17yrs checking account (Only keep $4-6k avg monthly balance on checking since no interest)

New Acc : 5 /12 , 5/24 

Wells Fargo Total Explosure: $50k (Wise Card $20k + Active Cash $30k) 

(was supposely wanna post a screenshot here but just couldnt able to figure out how to upload a photo here so I give up) 

Good Luck everyone !

 


QRD on the income 🤔? Is it entirely separate? Or this is the "accurate" amount that you earned and what job did you worked to get such a high number. I'm only asking this because I see numerous people post such of unrealistically high amount of income (with only if they're married) Anyways congrats on the new card.
ACTIVE



DISCONTINUED




AAOA: 1y1m/1y8m







Message 6 of 12
NoMoreDebt
Senior Contributor

Re: Wells Fargo Active Cash $30k

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 7 of 12
keekers
Valued Contributor

Re: Wells Fargo Active Cash $30k

Congrats.


Message 8 of 12
Gregory1776
Valued Contributor

Re: Wells Fargo Active Cash $30k


@CreditHunter007 wrote:

Hi All

Good Day

Been spending "a lot" of time studying many folks who apped WellsFargo card and found Wellsfargo actually relocated their current card limit to their new approval card if the current card was not in a good use within the past 3 months. (some ppl said 6 but no i found it is 3 months) . 

 

I have my  (WISE CARD $20k) for 5 yrs and only used it probably 2-3 times per year just barely to keep it alive. And for this setup. I purposely spent 2 transations for a total around $200 in August and then let the balance posted to my monthly statement. THEN I apped for this new card. So for anyone who already have 1 or muliple wells fargo cards MAKE SURE MAKE SURE you use it before apply the new one. Or else they will approve your new card and relocated your old to make your old card only $1k limit left. 

 

Approved: $30k

EX: 796 (5 inquires / 12 months) 

Report: Deep and clean (oldest card 18yrs)

Income: $288k

Utilization: 4%

Banking Relationship: 17yrs checking account (Only keep $4-6k avg monthly balance on checking since no interest)

New Acc : 5 /12 , 5/24 

Wells Fargo Total Explosure: $50k (Wise Card $20k + Active Cash $30k) 

(was supposely wanna post a screenshot here but just couldnt able to figure out how to upload a photo here so I give up) 

Good Luck everyone !

 


Awesome limit! I was so happy to get my 20K SL earlier last year. Hoping to bump it to 30K (7,000 cli) in maybe January, late December.
I want a healthy balance in my checking; may help. 🤷‍♂️



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 9 of 12
coreyb80
Super Contributor

Re: Wells Fargo Active Cash $30k

Congrats on the strong approval!

Message 10 of 12
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