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Wells Fargo CashWise Approval

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whitewolf361
Established Member

Wells Fargo CashWise Approval

Last night, I received in the mail an invitation to apply for the Cash Wise card from Wells Fargo. I currently have checking & savings with them (Preferred checking, & Way2Save in case those are relevant), and my 401k through them currently. I have some old charge-offs about to fall off my report (possibly by late next year?), and a couple of my cards have a higher balance). I was shocked to see an approval for $6000, and I also noticed a bit later that it is a Visa Signature. I've never had one of those before. 

 

Anyway, hope this information may help someone. And excited for this card! Hopefully this gives me an in for the Wells Fargo Propel in the next couple years, also hopefully a new (better paying) job in the near future to help my approval odds (and in general for a better place to work). 

 

Edit: For reference, my highest credit line is (was) a Quicksilver Visa with $3250, followed by $2550 Ulta card (not Mastercard). 

14 REPLIES 14
AllZero
Mega Contributor

Re: Wells Fargo CashWise Approval

Congratulations on your approval!

Message 2 of 15
M_Smart007
Legendary Contributor

Re: Wells Fargo CashWise Approval


@whitewolf361 wrote:

Last night, I received in the mail an invitation to apply for the Cash Wise card from Wells Fargo. I currently have checking & savings with them (Preferred checking, & Way2Save in case those are relevant), and my 401k through them currently. I have some old charge-offs about to fall off my report (possibly by late next year?), and a couple of my cards have a higher balance). I was shocked to see an approval for $6000, and I also noticed a bit later that it is a Visa Signature. I've never had one of those before. 

 

Anyway, hope this information may help someone. And excited for this card! Hopefully this gives me an in for the Wells Fargo Propel in the next couple years, also hopefully a new (better paying) job in the near future to help my approval odds (and in general for a better place to work). 


Congratulations on your WF Cash Wise Signature Approval..

Message 3 of 15
mrcraft
Valued Contributor

Re: Wells Fargo CashWise Approval

Congratulations on your approval!!



Message 4 of 15
Conceptual23
Frequent Contributor

Re: Wells Fargo CashWise Approval

Congrats on the approval.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





Business Cards:


Message 5 of 15
CreditAggie
Community Leader
Super Contributor

Re: Wells Fargo CashWise Approval

Congratulations on your Wells Fargo Cash Wise approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 15
pinkandgrey
Senior Contributor

Re: Wells Fargo CashWise Approval

Sweet approval for that card! WF likes you! Congrats!

Discover It: 26.5k
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Message 7 of 15
gdale6
Moderator Emeritus

Re: Wells Fargo CashWise Approval

Grats on the CashWise approval Smiley Happy

 

Signature gives you access to better card benes depending on what WF has chosen, it also allows spending over the assigned CL but anything that goes over the CL must be repaid when the next payment is due.

Message 8 of 15
coreyb80
Super Contributor

Re: Wells Fargo CashWise Approval

Congrats on the approval!

Message 9 of 15
whitewolf361
Established Member

Re: Wells Fargo CashWise Approval

Funny thing, they sent me a mailer for the regular Platinum card about a month or so ago, and I applied for that one, but my file was locked. I unlocked it but they never ran my credit again for it. I gave up, then got this one. It ended up working out for the better!

Message 10 of 15
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